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PayPal: Pay in 3 reviews

4.76
Based on 101,260 reviews, last reviewed 5th Aug 2026
114% increase in 5 star reviews
in the past 90 days
142% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ok for backup Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026
Janos S's avatar
Janos S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101262)

Always a good reliable service.

4
Always a good reliable service. Not had any problems in using for a few years Reviewed on: 7th July 2026

Excellent service, never had any issues and very eas...

5
Excellent service, never had any issues and very easy to use. Love the options to pay with a trusted brand who puts customers first Reviewed on: 7th July 2026

PayPal makes it easy to transfer money safely and se...

5
PayPal makes it easy to transfer money safely and securely for goods bought online Reviewed on: 7th July 2026

I feel some of the call handlers n the call centres...

5
I feel some of the call handlers n the call centres can be rude. Reviewed on: 7th July 2026

Makes life easier and more manageable

5
Makes life easier and more manageable Reviewed on: 7th July 2026

A Great way to pay.

5
A Great way to pay for goods or transfer money. Its quick, easy and secure.The paypal pay in 3 is a great option allowing you to split your payments in to 3 to be paid over 3 months interest free Reviewed on: 7th July 2026

Amazing to pay in 3 times without interest

5
Amazing to pay in 3 times without interest Reviewed on: 7th July 2026

A Trusted and Reliable Leader

5
PayPal Credit has consistently provided a straightforward and accessible consumer finance solution, making it easier for customers to spread the cost of purchases with confidence. Its seamless integration into the checkout journey, transparent lending process, and strong customer experience have helped make retail finance more convenient and trusted. Reviewed on: 7th July 2026

Feel I can trust using PayPal I use the 3 payment qu...

5
Feel I can trust using PayPal I use the 3 payment quite often to help my budget Reviewed on: 7th July 2026

Payapalm benefit .of PayPal .

5
It was good using PayPal and felt the extra reassurance that u r not giving away ur bank details I have contacted palatine service only once but my issue was sorted quick .never had any other problems Reviewed on: 7th July 2026

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