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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101260 reviews)

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4.76

Based on 101,260 reviews, last reviewed 5th Aug 2026

114% increase in 5 star reviews

in the past 90 days

142% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ok for backup Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101260)

Excellent service

I have never had any problem with PayPal. Excellent service, easy to use and easy to contact. Reviewed on: 7th July 2026

Invaluable budgeting tool

I have used this feature when I have had to buy a larger item unexpectedly. It's easy to use and means that I can keep to my budget. Reviewed on: 7th July 2026

Such a helpful feature to spread the cost over 3 mon...

Such a helpful feature to spread the cost over 3 months. It’s so quick and easy to use. Reviewed on: 7th July 2026

Very easy to set up and PayPal does all the hard wor...

Very easy to set up and PayPal does all the hard work for you and keeps you informed every step of the way Reviewed on: 7th July 2026

I Love it

Pay pal is reliable and well trusted. I feel it’s the safest way to pay for things Reviewed on: 7th July 2026

Love the convenience & security

Love the convenience & security and being able to buy goods and pay up in 3 monthly installments is excellent Reviewed on: 7th July 2026

if there is a problem with a supplier pay pal sorts...

if there is a problem with a supplier pay pal sorts it quickly ,safe purchases Reviewed on: 7th July 2026

Not applicable not used facility yodate

Not applicable not used facility yodate Reviewed on: 7th July 2026

Great way to spread the cost.

I had a very good experience using PayPal Pay in 3. The application process was quick and easy, the payments were split into three interest-free installments, and everything was clearly shown in the app. It made my purchase much more affordable, and I would happily use this service again. I would definitely recommend it to others. Reviewed on: 7th July 2026

Piece of mind !!!!!

I’ve been using PayPal for years now knowing all my transactions are safe and they have got my back if anything goes wrong eg items not turning up or being sent the wrong items . keep up the great work Reviewed on: 7th July 2026

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