Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,251 reviews, last reviewed 30th Jul 2026
205% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent service, and customers service easy to com... excellent service, and customers service easy to communicate to sort any issues. Reviewed on: 30th July 2026
Harely's avatar
Harely

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101251)

Good customer service

4
Good customer service and able to be used with most retailers. Being able to have access to a pay later service from a reputable company is great. You can trust that if anything happens PayPal is on your side, this gives confidence to make purchases online. Reviewed on: 7th July 2026

I feel confident using PayPal and opt to use Pay in...

5
I feel confident using PayPal and opt to use Pay in 3 over other credit lending services. I already had a PayPal account so I knew the company was reliable. The service is easy to set up per transaction and it's easy to keep track of payment plans, via the emails sent out before an upcoming payment and on the app itself. Reviewed on: 7th July 2026

Excellent costumers services.

5
Excellent costumers services.When something was wrong the PayPal team solved the problems. Reviewed on: 7th July 2026

Really straight forward payment process.

5
Really straight forward payment process. Used PayPal for years highly recommend Reviewed on: 7th July 2026

Always easy with good UX.

4
Always easy with good UX. Always trust Paypal Reviewed on: 7th July 2026

Brilliant way to spread the cost over 3 equal intere...

5
Brilliant way to spread the cost over 3 equal interest free payments love it Reviewed on: 7th July 2026

Great way to buy and send money

5
Great way to buy, it’s safe and secure and if I have any problems it’s sorted quickly, excellent way to send money to Reviewed on: 7th July 2026

PayPal is safe and secure

5
Everything with PayPal always feels very safe and secure with clear terms and conditions and a good spread out set of dates for paying in three which helps better account for finances, it’s easy to set up compared to other split pay options Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. It makes me feel comfortable and safer to use my card when using PayPal to pay for things. The Pay in 3 option is excellent as it helps spread the cost at no extra cost. Reviewed on: 7th July 2026

Good easy app to use and safe, pay in 3...

5
Good easy app to use and safe, pay in 3 is handy Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181083 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products