Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,869 reviews, last reviewed 14th May 2026
2689100% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, app and notifications Excellent service, app and notifications Reviewed on: 14th May 2026
Stuart D's avatar
Stuart D

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50869)

Easy and secure

5
I found PayPal 3 in one easy to set up. Once you have It’s easy quick and secure to use. Reviewed on: 15th April 2026

Easy to use and set up.

5
Easy to use and set up. No hassle and great communications, kept up to date all through the process. Reviewed on: 15th April 2026

PayPal: Pay in 3 gives you the flexibility you need!

5
I've been using PayPal: Pay in 3 for a while now and the experience is great! It's very straightforward to buy something instantly and pay for it later :) Reviewed on: 15th April 2026

Pay-in-3 makes larger purchases possible without hav...

5
Pay-in-3 makes larger purchases possible without having to pay interest. Paypal+ is helpful when you can get money off purchses after gaining points. All in all Paypal is great for making things affordable and easy to manage. Reviewed on: 15th April 2026

Useful to spread cost interest free.

5
Useful to spread cost interest free. Reviewed on: 15th April 2026

Paypal has made managing my finance so much easier

5
Paypal has made managing my finance so much easier Reviewed on: 15th April 2026

It’s such a helpful service that you know you can tr...

5
It’s such a helpful service that you know you can trust Reviewed on: 15th April 2026

Convenient and fast

5
PayPal is my way of paying mostly of my online purchase especially the expensive ones. I can pay it in 3 monthly installments or after 4 months. Reviewed on: 15th April 2026

It was simple easy fast and as always secure

5
It was simple easy fast and as always secure Reviewed on: 15th April 2026

Pay in 3

5
Always had a good experience and easier way of breaking down more expensive purchases Reviewed on: 15th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review