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PayPal: Pay in 3 reviews

4.93
Based on 49,925 reviews, last reviewed 12th May 2026
2600900% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Superb service Fast secure, convenient, accessible and ease of use, Reviewed on: 12th May 2026
John's avatar
John

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49925)

PayPal, secure online purchasing

5
Have used PayPal for such a long time. It gives peace of mind when purchasing online Reviewed on: 8th April 2026

The customer service was poor

3
The customer service was poor when I needed to talk to them, Reviewed on: 8th April 2026

Never had a problem

5
Never had a problem with my money returned or refunded Reviewed on: 8th April 2026

Secured and flexible method of paying

5
It is a very secured method of paying and offers flexible options Reviewed on: 8th April 2026

Frozen account help

5
When I needed help to sort out why my account had been frozen (through my own ineptitude), the customer service advisor was helpful, patient and very kind. Reviewed on: 8th April 2026

People friendly company and people friendly app easy...

5
People friendly company and people friendly app easy to use; after all my dad who is 89 uses Paypal without any difficulties - that is how easy the app is. Reviewed on: 8th April 2026

I have been with paypal for a number of years and fo...

5
I have been with paypal for a number of years and found them to be very accommodating and helpful. There also so many options to pay for goods and services, which are tailored to meet your needs Reviewed on: 8th April 2026

Fast, Secure, and Convenient for Everyday Payments

5
I’ve been using PayPal for several years now, mainly for online shopping and sending money to friends and family. One of the things I appreciate most is how quick and convenient it is to make payments without having to enter my card details every time. The checkout process is simple, and it’s widely accepted across many online stores, which makes it very practical. Another feature I like is the added layer of security. Since PayPal acts as an intermediary between my bank/card and the retailer, I feel more comfortable making purchases online. The buyer protection policy is also reassuring when dealing with new or unfamiliar sellers. The mobile app is easy to use and makes it simple to track transactions, request money, or send payments instantly. Transfers between PayPal accounts are usually very fast, which is great when splitting bills or paying someone quickly. That said, the fees can sometimes be a drawback, especially for international transfers or currency conversions. In a few cases, transfers to a bank account have taken a bit longer than expected. Overall, PayPal is a reliable and convenient payment platform that makes online transactions much easier and more secure. Despite the occasional fees, the speed, ease of use, and buyer protection make it one of the best retail finance providers in my experience. Reviewed on: 8th April 2026

Always efficient excellent customer service

5
Always efficient excellent customer service Reviewed on: 8th April 2026

Credit, debit and points

5
Decent amount of credit provided and loving the new debit card and points Reviewed on: 8th April 2026

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