Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,237 reviews, last reviewed 28th Jul 2026
228% increase in 5 star reviews
in the past 90 days
277% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trusted 100% PayPal is my number one pay app Trusted 100% Reviewed on: 28th July 2026
Dawn's avatar
Dawn

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101240)

Have always depended on Pay Pal to purchase many ite...

5
Have always depended on Pay Pal to purchase many items using 3 months instalments. This has helped me get what l need even without enough funds however giving me the chance to pay over time Reviewed on: 7th July 2026

PayPal onmy side?

4
Up until this last week I would have given PayPal full marks, but this week hey denied a refund on a transaction that was not my error. The seller failed to fulfill their commitment, which they openly admitted was their error, but Paypal would not help. . I managed to get the money back by other means Reviewed on: 7th July 2026

Reliable, Secure, and Easy to Use

5
I’ve had a great experience using PayPal. It’s quick, secure, and makes sending or receiving money incredibly easy. The platform is user-friendly, and I appreciate the added buyer protection when shopping online, which gives me extra peace of mind. Transactions are usually processed smoothly, and linking my bank account and cards was simple. Overall, PayPal is a reliable payment service that I trust for both personal and online purchases. I would definitely recommend it to anyone looking for a convenient and secure way to manage payments. Reviewed on: 7th July 2026

Easy Clear Option

5
Easy to see clear payment details. Simple click to get the option actioned. Paypal always delivers Reviewed on: 7th July 2026

Always easy and quick to use.

5
Always easy and quick to use. Easy to manage using the app and keep an eye on borrowing Reviewed on: 7th July 2026

Ooo twas like ye olde Christmas eve

5
Ooo twas like ye olde Christmas eve Reviewed on: 7th July 2026

Alright, did the job i supposed.

4
Alright, did the job i supposed. . . . . . . . . . . .c. . . . . . .. . . . . . . . . . . . . . . . . What more do hou want from me?! Reviewed on: 7th July 2026

Great customer service

5
Any problems I have had, and they have been few and minor, have been sorted quickly. Paypal always communicate when they need to but never unnecessarily. Reviewed on: 7th July 2026

Essential financial tool

5
I have used PayPal for decades in conjunction with my eBay account. Using PayPal means “eBay money” which I receive via PayPal can be turned into real world purchases with absunohassle whatsoever. It’s also very handy for International purchases! Reviewed on: 7th July 2026

Very smooth transactions every time

5
Very smooth transactions every time Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181072 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products