Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101240 reviews)

View other PayPal products

4.76

Based on 101,237 reviews, last reviewed 28th Jul 2026

228% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Trusted 100% PayPal is my number one pay app Trusted 100% Reviewed on: 28th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101240)

Excellent provider

I've found PayPal Credit really useful for spreading the cost of larger purchases. The application process was straightforward, and I've always found it easy to keep track of my payments through my PayPal account. It's given me flexibility when I needed it, and I've had a positive experience using it. Overall, I'd happily recommend it. Reviewed on: 7th July 2026

Easy to use and a great way to buy stuff using a sho...

Easy to use and a great way to buy stuff using a short term interest free loan Reviewed on: 7th July 2026

overall good and safe to use

used paypal for a while and not many problems while using and quite straight forward. Reviewed on: 7th July 2026

Great way to spread out the payments, easy to use...

Great way to spread out the payments, easy to use Reviewed on: 7th July 2026

Everything about Paypal is fantastic.

Everything about Paypal is fantastic. It’s safe and easy to use and I love the reward system on purchases Reviewed on: 7th July 2026

As an older person.

I am a pensioner, a lot of modern finance can be confusing. I trust PayPal, clear, quick and simple. Kept updated and given options to pay off early. Perfect. Reviewed on: 7th July 2026

Really helpful in spreading cost - easy to use and a...

Really helpful in spreading cost - easy to use and app is great! Reviewed on: 7th July 2026

Great options for buying

Great to see so many option at shops and one of them is PayPal pay in 3 Reviewed on: 7th July 2026

The only way to buy online!

Worry free purchases with no quibble refunds when things go wrong Reviewed on: 7th July 2026

Great service and easy to use, quick to see payments...

Great service and easy to use, quick to see payments and keep on top of schedule Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.39 from 564 reviews
Retail finance
from Buyline 4.41 from 26 reviews
Buy now pay later
from Clearpay 3.63 from 60 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181074 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub