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PayPal: Pay in 3 reviews

4.93
Based on 47,418 reviews, last reviewed 7th May 2026
2366600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and fast service. Very easy and fast service. I like the security that offers too and the options to pay in 3 instalments. Very practical and easy to use. Reviewed on: 7th May 2026
Iustina A's avatar
Iustina A

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47418)

Great love the virtual card and 0% really easy to ge...

5
Great love the virtual card and 0% really easy to get on top of purchases Reviewed on: 7th April 2026

Excellent service..

5
Excellent service, goes above and beyond. Reviewed on: 7th April 2026

10/10 experience

5
The whole PayPal experience is a shiny 10/10 its so convenient and keeps all my accounts in order. Reviewed on: 7th April 2026

Seamless Pay In 3 Option

5
I really love the option of pay in 3 with zero interest which I have used a couple of times to sort out some payments and I will say is one of the feature I love and appreciate in paypal because it has saved me payment stress on these occasions Reviewed on: 7th April 2026

Paypal have been a good source of funding and servic...

4
Paypal have been a good source of funding and services but I do think that customer service can improve especially dealing with the call centres Reviewed on: 7th April 2026

Convenient, easy and affordable!

5
PayPal pay in 3 is easy to use, quick at check out and convenient for when I need to spread cost to make something more affordable. Been great for decorating, spreading the cost of materials and furniture! Reviewed on: 7th April 2026

Ideal for purchasing goods online.

4
Ideal for purchasing goods online. Gives convenience and confidence to make purchases Reviewed on: 7th April 2026

Safe service

5
Great way to pay for online purchases and live that you can split the bill. Reviewed on: 7th April 2026

I use this frequently and find it unproblematic.

5
I use this frequently and find it unproblematic. It's available over a range of sites. Reviewed on: 7th April 2026

Always effecient especially when getting my money ba...

5
Always effecient especially when getting my money back from bad purchases. They always keep me updated to changes. Reviewed on: 7th April 2026

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