Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101184 reviews)

View other PayPal products

4.76

Based on 101,177 reviews, last reviewed 22nd Jul 2026

312% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

had a very positive experience using paypal, I like... had a very positive experience using paypal, I like the added security when shopping on line and credit is always helpful Reviewed on: 22nd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101184)

Good customer experience overall

Good customer experience overall Reviewed on: 7th July 2026

Highly Useful Service

PayPal: Pay in 3 was easy to access, a short form filled in and the finances were sorted out quickly. Really helped with a purchase for my business. The facility to spread payment out was a great help in planning expenditure for me. Reviewed on: 7th July 2026

A Must-Have for Safe, Daily Online Shopping!

I use PayPal on a daily basis, and it has completely changed how I shop online. The best part is the peace of mind it gives me—I feel so much more safe and confident making purchases because I don't have to constantly enter my credit card details into different websites. It’s fast, incredibly convenient, and keeps my financial information secure. I highly recommend it to anyone who wants a hassle-free and protected shopping experience! Reviewed on: 7th July 2026

Mixed experience with the Service

The experience is in general ok . I don’t really use too often PayPal customer service . I did it a while ago when I have never received an item I purchase online . However a PayPal was not helpful , took seller side and I have lost money on that transaction. Apart from that PayPal was quite useful service Reviewed on: 7th July 2026

Great service all round.

Easy to use, convinient, like that reminders are sent before any money is taken. Good service all round to make things otherwise unavailable, available to people like me. Reviewed on: 7th July 2026

Paul pay over three months with no worry

I find it easier using the pay three times easy to do breaks down a big bill into small payments over three months interest-free so I think PayPal are doing such a brilliant job providing that service Reviewed on: 7th July 2026

Easy to use!

I use pay pal for numerous reasons including moving money overseas and have never had any hassle or issue Reviewed on: 7th July 2026

Just perfect

Just perfect helps me so many ways Reviewed on: 7th July 2026

PayPal pay in 3 helps me manage payments at 0% effic...

PayPal pay in 3 helps me manage payments at 0% efficiently - allowing me to afford items I could not usually without applying excessive interest Reviewed on: 7th July 2026

Excellent wouldnt go anywhere else

Never had to use customer care as I’ve ver had any issues so can’t rate this. love that I can pay in three month instalments. Feel very secure using PayPal Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.81 from 294 reviews
Buy Now Pay Later
from Klarna 4.36 from 563 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181011 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub