Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101152 reviews)

View other PayPal products

4.76

Based on 101,152 reviews, last reviewed 19th Jul 2026

363% increase in 5 star reviews

in the past 90 days

388% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is great PayPal is great, love the pay in 4 option. Can spread the cost and the price stays the same Reviewed on: 19th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101152)

Easy to set up, easy to pay and see terms and condit...

Easy to set up, easy to pay and see terms and conditions. Lots of retailers are available for the Pay in 3 scheme. I would use this service again over other services like Klarna or Clearpay. I know my payments are secure also. Reviewed on: 7th July 2026

Good service

My experience has been amazing so far. Would definitely recommend it Reviewed on: 7th July 2026

Paypal is great.

I have used PayPal for many years and have always found them to be very professional and a very easy to use service. Reviewed on: 7th July 2026

Always had a good experience, I use PayPal to add a...

Always had a good experience, I use PayPal to add a middle man when buying from places and haven't had any issues Reviewed on: 7th July 2026

I have used the service for a few years

I have used the service for a few years but then all of a sudden was getting refused with no explanation, I did message them and now its ok. I can now use pay in 3 which is great but it did take a while for them to sort it out. Reviewed on: 7th July 2026

pay in 3 is awesome

pay in 3 is very simple to use, and makes purchases easy. i mainly use it for steam sales or games. if i know i will be able to afford it the next time i get paid, I pay in 3, then pay off the total earlier. also having no fees and interest is awesome. Reviewed on: 7th July 2026

I’ve used it several times and is a good way of spre...

I’ve used it several times and is a good way of spreading the cost Reviewed on: 7th July 2026

Such a great and secure method of payment.

Such a great and secure method of payment. Reviewed on: 7th July 2026

I love PayPal, it makes me feel safe while shoping a...

I love PayPal, it makes me feel safe while shoping and gives me the flexability to spread the cost and purchase things I otherwise may not have been able to in one lump sum!! Reviewed on: 7th July 2026

Flexible and easy no trouble setting it up and payme...

Flexible and easy no trouble setting it up and payment schedule helps with larger purchases Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.36 from 563 reviews
Klarna card
from Klarna 4.02 from 4 reviews
Buy now pay later
from Clearpay 3.85 from 59 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180953 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub