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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46864 reviews)

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4.93

Based on 46,864 reviews, last reviewed 6th May 2026

2313500% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

affordable pay in 3 helps me buy things when money is tight without incurring interest an affordable option Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46864)

Never fails to work and when you need a little help...

Never fails to work and when you need a little help with your finances for that bigger purchase they are there. Reviewed on: 7th April 2026

Really useful time and time again

I recently used PayPal’s “Pay in 3” option and found it really helpful, especially with how expensive everything feels at the moment. Instead of paying one large amount upfront, the cost was split into three smaller, manageable payments, which made a big difference to my budgeting. The process was straightforward and quick to set up, with no hassle at checkout. It gave me a bit more flexibility without the stress of a big one-off payment leaving my account all at once. The payments were clearly scheduled, so I knew exactly when each instalment would be taken. Overall, it’s a really useful option if you want to spread the cost of purchases without getting into long-term credit commitments. I’d definitely use PayPal Pay in 3 again. Reviewed on: 7th April 2026

Easy to use and like the pay in 3 option.

Easy to use and like the pay in 3 option. Reviewed on: 7th April 2026

Love paypal

Always use paypal when available, the pay 3 feature is a godsend when your short of money. Reviewed on: 7th April 2026

PayPal review

Ok so far for me since I joined them Reviewed on: 7th April 2026

Amazing paypal

I am using paypal for quite a long time I never have any issues with payment or customer service. Easy to use and help me alot to buy now and pay later amazing.paypal is my life support Reviewed on: 7th April 2026

Pay with peace of mind

PayPal makes all purchases very easy and gives me seo Reviewed on: 7th April 2026

Makes those larger purchases so much easier

Makes those larger purchases so much easier and with PayPal widely accepted everywhere lots of choice of shops to get a good deal. Particularly like for holidays and associated purchases - clothes, lounges and itinerary activities. Reviewed on: 7th April 2026

Always great, never any issues and easy to pay

Always great, never any issues and easy to pay Reviewed on: 7th April 2026

PayPal has always been reliable and safe when I've u...

PayPal has always been reliable and safe when I've used it. The various payment options are great. Reviewed on: 7th April 2026

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