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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 38,562 reviews, last reviewed 24th Apr 2026
1529100% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to apply and straight forward Very easy to apply and straight forward Reviewed on: 24th April 2026
Mooseymoo's avatar
Mooseymoo

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (38562)

Very easy to use and helpful in situations when you...

5
Very easy to use and helpful in situations when you need things quickly and would rather spread the cost. Reviewed on: 21st April 2026
Ivona M's avatar
Ivona M

Was to use, need more choices to gain more points fo...

5
Was to use, need more choices to gain more points for reward. Great options for pay in 3. Could there be more months (pay in 6 or 12) Reviewed on: 21st April 2026
Dave Richardson's avatar
Dave Richardson

I have used PayPal for a few years now, and have nev...

5
I have used PayPal for a few years now, and have never gad any issues, easy to navigate website and I love the new pay in three option - overall I feel my purchases are safe and if there us an issue will be rectified quickly Reviewed on: 21st April 2026
NOVANNE C's avatar
NOVANNE C

Pay in 3 is very easy to use

5
Pay in 3 is very easy to use and quick to set up to spread the cost. I would prefer more options than just pay in 3 for purchases over £100. The app is really modern, you can easily find whatever you are looking for in the app. Reviewed on: 21st April 2026
Rebecca's avatar
Rebecca

I have used PayPal pay in 3 over 40 times.

5
I have used PayPal pay in 3 over 40 times. I love the fact that I can split up large payments into more manageable chunks, or simply hold onto my own money a little longer. The fact that it is a completely seamless experience is just another bonus. If you want to make a large purchase and don't fancy paying for it all at once, it's a no brainer. The icing on the cake is the fact that it's interest free!. Reviewed on: 21st April 2026
Andy R's avatar
Andy R

easy to use and better now with a debit card & loyal...

5
easy to use and better now with a debit card & loyalty points system Reviewed on: 21st April 2026
J M's avatar
J M

I Love it, very useful

5
PayPal is a safe secure way to buy, pay subscriptions it easy to track your spending and subscriptions are easy to cancel. The pay in 3 is handy for more expensive items or that week before payday. Reviewed on: 21st April 2026
Karen H's avatar
Karen H

Always glad to help friendly staff and helpful

5
Always glad to help friendly staff and helpful Reviewed on: 21st April 2026
Robert 's avatar
Robert

Always been helpful during disputes and they are fai...

5
Always been helpful during disputes and they are fair, and keep you informed the whole way through. Reviewed on: 21st April 2026
Karen w's avatar
Karen w

Using PayPal: Pay in 3

5
I have used PayPal's PayPal in 3 at first I was apprehensive as I didn't know what to expect and if I could apply and most importantly if it would work, but I found the application process very easy and straight forward without any issues/problems. Reviewed on: 21st April 2026
Marlene W's avatar
Marlene W

Review PayPal: Pay in 3 now

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