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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (38603 reviews)

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4.93

Based on 38,603 reviews, last reviewed 24th Apr 2026

1533200% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is my go-to PayPal is my go-to for three reasons: the Pay in 3 feature makes interest-free budgeting a breeze, it’s the most reliable way to withdraw cash from ga... Read more Reviewed on: 24th April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38603)

Wedding music to use young red estate, I recommend

Wedding music to use young red estate, I recommend Reviewed on: 21st April 2026

I would like to have better value when I send money...

I would like to have better value when I send money to another person in another country Reviewed on: 21st April 2026

Very good - very efficient - very quick to respond t...

Very good - very efficient - very quick to respond to enquiries Reviewed on: 21st April 2026

Really easy.

Really easy. Good communication about T &C's and payment schedule Reviewed on: 21st April 2026

Amazing and very simple to use and supports you when...

Amazing and very simple to use and supports you when needed Reviewed on: 21st April 2026

Easy website to navigate, great selection of payment...

Easy website to navigate, great selection of payment options Reviewed on: 21st April 2026

Great for spreading the cost and budgeting

Very helpful to spread the cost and be able to budget monthly Reviewed on: 21st April 2026

PayPal Pay in 3 is easy and convenient

I like using PayPal Pay in 3 because it’s just really convenient. It works through my existing PayPal account and app, so I don’t have to set up anything separate or keep track of another provider. I also like that I can pay it off early if I want to, and I’m not locked into using just one account for repayments. That flexibility makes it a lot easier to manage. Another reason I use it is because it’s accepted at most online stores I shop with, so it’s usually there when I want to use it. Getting cashback through PayPal points is also a nice extra bonus. Overall, I’ve found it really easy to use and it fits in well with how I already shop and manage payments. Reviewed on: 21st April 2026

Never had any issues.

Never had any issues. All payments done nicely. Reviewed on: 21st April 2026

Good experience, easy to understand

Good experience, easy to understand Reviewed on: 21st April 2026

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