Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100632 reviews)

View other PayPal products

4.76

Based on 100,310 reviews, last reviewed 14th Jul 2026

512% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Cannot fault the service On very rare occasions when I have had an issue with a seller PayPal have been extremely helpful. On one occasion I had a full refund in less than 30 ... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

You get what you want Very happy with service straight forward easy to use. Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (100648)

PERFECT PAYPAL!!

I have always found Paypal to be helpful, efficient and diligent when using their services or requesting clarification and help with queries. Thank you Reviewed on: 12th July 2026

Pay in 3 - the easiest way to spread costs!

I almost always use Pay in 3 for my online purchases. It's fast, convenient and really helps balance your finances, especially when money is tight and you NEED the latest 'must have' item. I feel that the process is secure and there are no hidden costs that catch you out. Reviewed on: 12th July 2026

Easy and really convenient

I was able to buy something in 3 instalments which I would otherwise have struggled to get. And zero interest too. Fantastic and so straight forward. Reviewed on: 12th July 2026

I like using PayPal feels safer method to use for pa...

I like using PayPal feels safer method to use for payments and now pay in 3 option is avaiable it helps with budgeting and makes things more affordable. I also think customer service is excellent. Reviewed on: 12th July 2026

I love it because it really helps with the payments...

I love it because it really helps with the payments you can’t afford and helps the customer have the option of getting a chance to afford it Reviewed on: 12th July 2026

PayPal brilliant

Incredibly useful to be able to make purchases without having to share details. Reviewed on: 12th July 2026

The app is very clear and simple to use

The app is very clear and simple to use Reviewed on: 12th July 2026

PayPal review

PayPal is the one financial place I feel Really safe using it's so easy to use and the customer service is excellent I recommend all my friends and family to use PayPal when paying for everything Reviewed on: 12th July 2026

Love the pay in 3 option.

Love the pay in 3 option. It's made unexpected purchases much easier to manage. It's really helpful Reviewed on: 12th July 2026

Excellent flexibility, easy to understand, low APR a...

Excellent flexibility, easy to understand, low APR and excellent support and service Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180098 reviews
Credit card
from PayPal 4.70 from 123 reviews
Payments
from PayPal 4.70 from 3854 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub