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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (38681 reviews)

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4.93

Based on 38,681 reviews, last reviewed 24th Apr 2026

1540900% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Reliable and responsive I have always had a great experience with PayPal over the last 18 years of using them. Fast to deal with payment disputes and friendly, knowledgeable ... Read more Reviewed on: 24th April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38681)

I like PayPal as it helps making large payments easi...

I like PayPal as it helps making large payments easier with the pay in 3 option it's also an easy way to save money Reviewed on: 21st April 2026

I have been using PayPal for last few years to do mo...

I have been using PayPal for last few years to do most of my daily shopping to air ticket purchases. Hazzle free support, excellent. Reviewed on: 21st April 2026

PayPal transactions a fast

Every time I use PayPal the transaction is fast and smooth. I have had a couple of issues with my orders and PayPal customer service have always sorted them out. It is a safe way to pay and I will continue using Paypal. Reviewed on: 21st April 2026

So far so good.

So far so good. Not had any problems in my experience. Reviewed on: 21st April 2026

Successful dispute

I recently had a dispute with a seller, that had set up a recurring subscription and they also had a poorly designed webpage that redirected you to show that your order needs to be paid for, which resulted in multiple unintentional purchases. The team at PayPal where swift in helping me with my concerns about the seller and obtained the refund for the extra unwanted items plus the sneaky expedited shipping costs too. Reviewed on: 21st April 2026

Accurate on payments.

Accurate on payments Balanced & Professional PayPal Pay in 3 has been a really useful way to manage larger purchases without the stress of paying everything upfront. The setup is quick, the instalments are clearly shown, and the reminders help you stay on track. I like that there are no hidden fees as long as you pay on time, and the payments come out automatically, so there’s no hassle. The only thing to be aware of is that not every retailer offers it, and your limit can vary depending on your account history. Overall, it’s a reliable and straightforward option for spreading costs responsibly. Reviewed on: 21st April 2026

Satisfied customer

Paypal has always been easy to use, safe and never had any issues whatsoever. The few times I needed some help, I was able to receive helpful responses from their team. Reviewed on: 21st April 2026

Always easy to use, app especially.

Always easy to use, app especially. Reviewed on: 21st April 2026

More flexibility for customers

PayPal: Pay in 3 allows the customer more flexibility to budget on purchases with the added bonus of 0% interest. I've used this method of payment numerous times, particularly when buying higher value purchases. Reviewed on: 21st April 2026

Been using this for so many years, have had no issue...

Been using this for so many years, have had no issues at all, simply the best Reviewed on: 21st April 2026

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