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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101058 reviews)

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4.76

Based on 101,053 reviews, last reviewed 15th Jul 2026

510% increase in 5 star reviews

in the past 90 days

464% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101058)

Perfect for Budgeting

I’ve been using PayPal Pay in 3 for my recent purchases and it has been absolutely great. The process is incredibly smooth, transparent, and it makes budgeting so much easier without any hidden fees. Highly recommend it for anyone looking for a reliable way to spread their costs. Reviewed on: 7th July 2026

Great service and easy payment system.

Great service and easy payment system. Never had a problem. Reviewed on: 7th July 2026

Pay in 3 has seriously helped with spreading costs

I've used Pay in 3 many times and it has seriously helped me spread the cost out of something that in one lump sum, I simply could not commit to. It has provided flexibility beyond any other 0% finance system. Reviewed on: 7th July 2026

It’s quick and very easy to use, and I like the fact...

It’s quick and very easy to use, and I like the fact you can spread the cost for big purchases without having to worry about interest rates. Reviewed on: 7th July 2026

Very easy to use - a quick and easy way to get inter...

Very easy to use - a quick and easy way to get interest free credit. Reviewed on: 7th July 2026

PayPal 1st choice .First class service

I have used PayPal for a long time It is the most trustworthy way to pay all of my transactions in the best and quickest way possible PayPal for me is the number one choice for safety and also ease of use. A winner in all the best ways possible. Reviewed on: 7th July 2026

Pay in 3 the way to go

It is so convenient to be able to split payments over 3 minths Reviewed on: 7th July 2026

A very easy and convenient way to purchase stress...

A very easy and convenient way to purchase stress free Reviewed on: 7th July 2026

Really helpful when you can’t pay in full

PayPal Pay in 3 has been really helpful for me, especially when I need to buy something important but can’t afford to pay the full amount at once. Splitting the cost into three interest free payments makes things much more manageable, and the first payment comes out straight away so you know exactly where you stand. The other two are taken automatically each month, which means I don’t have to worry about forgetting. It’s also built right into PayPal checkout, so there’s no separate app or long application process. The only small drawback is that not every retailer offers it, so it’s not always available when I want it. Overall though, it’s made a real difference for me. Reviewed on: 7th July 2026

Love pay in 3

Pay in 3 is easy to manage and very convenient when managing my finances. Very useful in these days of not having much spare cash, makes things easier Reviewed on: 7th July 2026

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