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PayPal: Pay in 3 reviews

4.93
Based on 40,395 reviews, last reviewed 28th Apr 2026
1702900% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Paypal good. Paypal good. Very quick way to spend money and is very good for ease of access. Reviewed on: 28th April 2026
George P's avatar
George P

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (40395)

Love paypal pay in 3!

5
Paypal pay in 3 is great for me as I can spread out the payments when I'm buying something a bit more expensive. It's so convenient and will definitely continue to use it! Reviewed on: 27th June 2025

Good product, easy to use.

4
Allowed me to split the cost of my purchase into 3 more manageable amounts. Easy to set up ms use. Will use again. Reviewed on: 27th June 2025

Takes the pain away!

5
Quick and easy, takes the pain out of buying! Reviewed on: 27th June 2025

It’s very useful to be able to use pay in 3

5
It’s very useful to be able to use pay in 3, especially at a time when utility bills are rising Reviewed on: 27th June 2025

PayPal is my go to payment method

5
PayPal is my go to payment method, it gives another guard against any possible fraud. Plus it’s just as easy as paying any with any other method. Reviewed on: 27th June 2025

Super easy to set up

5
Super easy to set up, notifcations of payment due and successful and all details available in App, so very easy to manage. Reviewed on: 27th June 2025

been really good and l feel secure that l don't ha...

5
been really good and l feel secure that l don't have to use my card each time l shop Reviewed on: 27th June 2025

So many paying options and all hassle free, protecti...

5
So many paying options and all hassle free, protecting the buyer as well brilliant Reviewed on: 27th June 2025

Super convenient way to pay...

5
PayPal is super convenient with great options for making payments to a large number of vendors. Pay in 3 really meet my expectations and more importantly it meets my needs as a busy consumer. Regular updates as your plan moves through to completion. Love it, excellent. Reviewed on: 27th June 2025

To be able to pay in the 3 payments is brilliant and...

5
To be able to pay in the 3 payments is brilliant and I never feel like I'm 'getting into debt' which is so reassuring. I've used paypal pay in 3 many times now and have never had any issues. It's such a good way to help build up credit score too. Reviewed on: 27th June 2025

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