Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,694 reviews, last reviewed 27th Apr 2026
1636400% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to buy things in monthly budget. Easy to buy things in monthly budget. Reviewed on: 27th April 2026
Rabia Sohail's avatar
Rabia Sohail

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39694)

Plain and simple

5
Used few times does exactly what it says, no hidden... Reviewed on: 17th June 2024
Robert Winters's avatar
Robert Winters

Most of the time easy to use.

5
Most of the time easy to use. Sometimes very hard to log in from external websites Reviewed on: 17th June 2024
P's avatar
P

Service is good but the interest rates can be high...

4
Service is good but the interest rates can be high Reviewed on: 17th June 2024
Nathan M's avatar
Nathan M

Easy to use

5
Easy to use and would recommend to family and trends Reviewed on: 17th June 2024
David Parish's avatar
David Parish

Simple secure way to pay & great options to pay...

5
Simple secure way to pay & great options to pay in 3 Reviewed on: 17th June 2024
M's avatar
M

Nice easy way to spread the costs

5
Nice easy way to spread the costs Reviewed on: 17th June 2024
Rachel J's avatar
Rachel J

Great service

5
Great for freinds &family even better for online purchases and even better you can spread the payment if wanted Reviewed on: 17th June 2024
Phill's avatar
Phill

Amazing tool

5
I needed to book a hotel and rate was too high, pay in 3 helped me so much Reviewed on: 17th June 2024
Reza m's avatar
Reza m

Very safe and secure.

5
Safest payment method for online purchases and quick for sending money to other PayPal accounts. Reviewed on: 17th June 2024
Alessia's avatar
Alessia

Its Just easy if you spot something but do not have...

5
Its Just easy if you spot something but do not have the funds! Reviewed on: 17th June 2024
Gary's avatar
Gary

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill