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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100807 reviews)

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4.76

Based on 100,310 reviews, last reviewed 14th Jul 2026

512% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Cannot fault the service On very rare occasions when I have had an issue with a seller PayPal have been extremely helpful. On one occasion I had a full refund in less than 30 ... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

You get what you want Very happy with service straight forward easy to use. Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (100814)

Only got offered it once but excellent to buy flight...

Only got offered it once but excellent to buy flight tickets Reviewed on: 6th July 2026

Fast and I can track my order

Fast on delivery and I can track my order to see where it is. Also had to return something and that was with Royal Mail and they collected it next day Reviewed on: 6th July 2026

Pay Pal one stop app for all your secure payment needs

Love the fact you can access all your bank and credit cards and eBay from one location Reviewed on: 6th July 2026

Quick easy and efficient method of credit

Quick easy and efficient method of credit Reviewed on: 6th July 2026

All good.

All good. Very happy with pay in 3 Reviewed on: 6th July 2026

Pay in 3 is convenient for larger purchases and...

Pay in 3 is really helpful for larger purchases and helps you budget. You are kept informed of upcoming payments. Reviewed on: 6th July 2026

Pay in 3 is a real game changer

Pay in 3 has really helped me when I haven’t been able to afford items straight up. It has really helped to spread the cost over 3 months, I will definitely continue to use Reviewed on: 6th July 2026

Very easy, quick and convenient.

Very easy, quick and convenient. Wanted to spread the cost of some clothes for my new job across 3 payments and selected PayPal as I’ve used it in the past. It was quick and convenient and was just what I needed at the time. Reviewed on: 6th July 2026

Super useful and quick but the non standard exchange...

Super useful and quick but the non standard exchange rate is not cool and is always less favourable than normal rates. I get paid for my work via paypal and I am always a little shy of what I am due. Reviewed on: 6th July 2026

All Gain Without the Pain

Pay in 3 is an excellent service for spreading the cost of higher price purchases over a period that does not stretch your budget and avoids expensive credit charges. Payments must be made regular when due to obtain the maximum benefit.. I have found it a very useful tool in managing my finances since it`s introduction. Reviewed on: 6th July 2026

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