Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,635 reviews, last reviewed 26th Apr 2026
1630800% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

flexibility Easy to use and it gives me great flexibility Reviewed on: 26th April 2026
Steven P's avatar
Steven P

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39635)

Always feel safe and secure when paying

5
Always feel safe and secure when paying Reviewed on: 17th June 2024
Julie B's avatar
Julie B

Excellent Service from Paypal.

5
I use PayPal pay in three and PayPal credit. It is so easy to use. Customer service has been there if I have had a problem. A simple phone call where a human answers. I also find PayPal is excellent t in making sure you get your money back if something g goes wrong. Reviewed on: 17th June 2024
Caz 's avatar
Caz

Excellent

5
Easy to use, very quick communication if anything has failed and plenty of time to sort accounts out, very easy and simple way around the app. Reviewed on: 17th June 2024
Jamie W's avatar
Jamie W

Pay in 3 gives me the opportunity to pay for more ex...

5
Pay in 3 gives me the opportunity to pay for more expensive items Reviewed on: 17th June 2024
Linz's avatar
Linz

Excellent service.

5
Excellent service. Brilliant way to spread payments for larger items. Reviewed on: 17th June 2024
Pipolata's avatar
Pipolata

Used pay in 3 multiple times.

5
Used pay in 3 multiple times. Never had any issues. Easy to split a bigger purchase into no interest smaller installments. Would highly recommend. Wish all online retailers would allow to use it. Reviewed on: 17th June 2024
felvct's avatar
felvct

Easy way to budget..

5
Easy way to budget when need an emergency white goods lurchase Reviewed on: 17th June 2024
Nicola C's avatar
Nicola C

Always had my back when product didn't meet expectat...

5
Always had my back when product didn't meet expectations Reviewed on: 17th June 2024
Tony's avatar
Tony

It makes your finances go further and purchase goods...

5
It makes your finances go further and purchase goods over a few months which may not be possible if paying all in full. Very good idea and fully supportive of it! PayPal continue to help and support it's customers coming up with ways to make your money go further. Reviewed on: 17th June 2024
Matt L's avatar
Matt L

Quick and easy to use.

5
Quick and easy to use. Set up and forget. Reviewed on: 17th June 2024
Neil p's avatar
Neil p

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill