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PayPal: Pay in 3 reviews

4.93
Based on 39,596 reviews, last reviewed 26th Apr 2026
1627000% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Excellent Straightforward, quick and easy. Reviewed on: 26th April 2026
Ally's avatar
Ally

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39596)

Paypal pay in 3 has been amazing and has helped out...

5
Paypal pay in 3 has been amazing and has helped out when you need it most very wasy to set up and automatically takes payment is a god send, no need to panic if you forgot, they got you covered. Reviewed on: 17th June 2024

So helpful when you can't afford it all at once...

5
So helpful when you can't afford it all at once Reviewed on: 17th June 2024

Very pleased so far and willing to use continuously...

5
Very pleased so far and willing to use continuously with confidence. Reviewed on: 17th June 2024

Easy to use

5
Easy buy now pay later in 3 instalments. You can pay early if you want. Reviewed on: 17th June 2024

It has always been a great service & convenient for...

5
It has always been a great service & convenient for online purchases. I have the peace of mind of having the protection & security of PayPal when needed. Would recommend to family & friends. Reviewed on: 17th June 2024

Really useful, quick and easy.

5
Really useful, quick and easy. Love pay in 3 Reviewed on: 17th June 2024

Great easy to use AP

5
Great easy to use AP no complaints at all Reviewed on: 17th June 2024

Easy to use and save excellent service.

4
Easy to use and save excellent service. Nice to be able to spread the cost in these challenging Financial Times. Reviewed on: 17th June 2024

I would recommend PayPal to anyone...

5
I have used PayPal for many years and have never had an issue with them, they are not only very professional and easy to use but they also make paying for larger items extremely easy with the options of pay in 3 and PayPal credit. When I'm using a new online shop I feel secure using PayPal as my payment method rather than my credit card, also using PayPal to pay for bills and subscriptions means when I get a new card I only have to change it in one place, very convenient. Reviewed on: 17th June 2024

The easiest and smoothest process you could hope for...

5
The easiest and smoothest process you could hope for as a consumer. will be using again. Reviewed on: 17th June 2024

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