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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96004 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96013)

I love the option where u can pay over 3 months with...

I love the option where u can pay over 3 months with no interest Reviewed on: 21st June 2026

PayPal is great - especially for pay in 3, I’ve very...

PayPal is great - especially for pay in 3, I’ve very seldom had issues with it and I’ve used it for 20 years. I like the app experience because it’s modernised it in recent years. Reviewed on: 21st June 2026

Ive beed using PayPal's different services for well...

Ive beed using PayPal's different services for well over 20 years now and never had a problem. From pay in 3 to using it transfer money to fronds and family Reviewed on: 21st June 2026

Makes life easier

Helps make purchases more affordable and easy to deal with Reviewed on: 21st June 2026

So easy to use.

So easy to use. Love the pay in three option. Trusted service. Never had an issue. Reviewed on: 21st June 2026

Easy to use and accepted with a lot of retailers.

Easy to use and accepted with a lot of retailers. Offers a good way to pay and feel secure doing so. Reviewed on: 21st June 2026

Good and simple to use

Easy to pay things online and the pay in 3 is good Reviewed on: 21st June 2026

10/10 great app.

10/10 great app. Use to send all of my money to people in my life Reviewed on: 21st June 2026

Really easy to use and always available

Really easy to use and always available Reviewed on: 21st June 2026

Pay in 3 always allows me to buy what I want

Easy system to use, allows me to purchase things I would otherwise no be able buy, incredible offer of 3 months without any interest making everything affordable. Very easy to see details of any pay in 3 transactions and the chance to pay off earlier if preferred. The customer service for pay in 3 is also faultless, quick and easy to follow. Reviewed on: 21st June 2026

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