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PayPal: Pay in 3 reviews

4.93
Based on 34,800 reviews, last reviewed 18th Apr 2026
1174900% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You always have my back. You always have my back. I feel quite secure ordering online with you helping me when things go wrong. Thank you Reviewed on: 18th April 2026
Joan's avatar
Joan

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (34800)

I like the pay 3 as easy to use and...

5
I like the pay 3 as easy to use and helps a lot Reviewed on: 9th June 2024

Been great with PayPal the pay in 3 makes paying for...

5
Been great with PayPal the pay in 3 makes paying for things easier when I’m spreading them over 3 months Reviewed on: 9th June 2024

Peace of mind

5
Very good customer service and allows to pay in three, gives you peace of mind knowing your payments are safe and protected. Reviewed on: 9th June 2024

Great application and easy to use or transfer.

5
Great application and easy to use or transfer. Reviewed on: 9th June 2024

Best thing ive used for holidays

5
Best thing ive used for holidays Reviewed on: 9th June 2024

I love using Pay in 3 as it gives me room to spare p...

5
I love using Pay in 3 as it gives me room to spare put payments and not spend all at once. Allows me to have reason for why I should get something now as opposed to later etc. Who doesn't love being flexible?! Reviewed on: 9th June 2024

Such a great idea especially eases how much things w...

5
Such a great idea especially eases how much things would be if had to pay all at once. Reviewed on: 9th June 2024

Very good.

5
Very good. Never had a bad experience purchasing with PayPal and will continue to for a very long time Reviewed on: 9th June 2024

Customer service representatives can be a tad overbe...

5
Customer service representatives can be a tad overbearing and rude. Reviewed on: 9th June 2024

Paypal pay in 3 is safe and versatile

5
Paypal pay in 3 is clearly explained with no hidden costs, and intuitive to use. Pay in 3 has given me options that I wouldn't have access to anywhere else. The fact that payments are limited to 3 months, with the first payment on day of pirchase, protects me from over spending. There is an option to pay back faster, which is also appreciated. It feels like a safe, flexible amd efficient way to use credit. Reviewed on: 9th June 2024

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