Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,053 reviews, last reviewed 15th Jul 2026
510% increase in 5 star reviews
in the past 90 days
464% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026
will anstis's avatar
will anstis

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026
J l's avatar
J l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101057)

Makes things affordable,paying over 3 months

5
If it wasn't for PayPal pay in 3, I wouldn't be looking at a pergola in my garden,it really made it so easy to pay for and complete my dream garden Reviewed on: 12th July 2026

I have been using PayPal for many years.

5
I have been using PayPal for many years as a secure method of paying online. I have used the pay in 3 system a number of times without any problems. I am tempted to apply for the credit card, but I have not made my mind up yet. Reviewed on: 12th July 2026

PayPal boom

5
I use PayPal as it is a secure way for paying for items online and I feel protected against fraud. Reviewed on: 12th July 2026

Quick, efficient and excellent communication

5
I’ve had no negative experiences, but ven when dealing with refunds. PayPal have been quick and easy to communicate with Reviewed on: 12th July 2026

Always positive experience, easy and quick.

5
Always positive experience, easy and quick. Reviewed on: 12th July 2026

Always using for buying second hand ,PayPal policies...

5
Always using for buying second hand ,PayPal policies and help never let me down.Will recommend to everyone. Reviewed on: 12th July 2026

Used first as eBay purchase tool with no issues.

5
Used first as eBay purchase tool with no issues. Refunds where easy if required and issues rectified promptly. Now for numerous purchases from many brands using the PayPal service along with the paying 3 system. Really handy tool .convenient safe, simple Reviewed on: 12th July 2026

Excellent and convenient

5
Always easy to use. Offers peace of mind and flexible options Reviewed on: 12th July 2026

PayPal3in1

5
The best platform in the industry Reviewed on: 12th July 2026

More complicated than it needs to be

3
It requires too much commitment to create a safe space to pay Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180856 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products