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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37269 reviews)

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4.93

Based on 37,269 reviews, last reviewed 22nd Apr 2026

1406200% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Nice app doesnt need much explaing To be honest very nice app and card and makes paying so much easier with pay in 3 Reviewed on: 22nd April 2026

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37269)

No problems with PayPal services..

I have used a lot of the PayPal services over the years and have found that as long as you stay within their regulations there are no problems at all. Reviewed on: 11th June 2024

Pay in 3 is a game changer

Pay in 3 enables me to spread the cost without any interest or hidden costs. This way I have been able to buy my sons prom suit, birthday and Christmas presents, holiday clothes and all sorts. It's available for virtually any purchase and the pay in 3 option takes away the worry of large payments going out all in one go. Reviewed on: 11th June 2024

Excellent

I only use Paypal for online payment Reviewed on: 11th June 2024

Really great customer support experience when I had...

Really great customer support experience when I had an issue with payments Reviewed on: 11th June 2024

It has been incredibly helpful in alleviating the co...

It has been incredibly helpful in alleviating the costs of some of my purchases. As a young person with close to no debts, I do not have a good credit score. Paypal pay in 3 has provided me with the possibility to take on small debt and build a credit. It is very easy to use. Reviewed on: 11th June 2024

A great way to do shopping, always enjoy use pay...

A great way to do shopping, always enjoy use pay in 3 Reviewed on: 11th June 2024

I’ve had a brilliant time using pay in 3.

I’ve had a brilliant time using pay in 3. So many sites support this feature and it’s nearly always integrated into the website which makes my user experience that bit simpler. I would always use pay in 3 over alternatives as PayPal support has been brilliant in resolving tricky sellers in my past experiences! Reviewed on: 11th June 2024

The absolute best

PayPal is the absolute best when talking about electronic payments, credit and pay in 3 are also amazing! Reviewed on: 11th June 2024

I’m using PayPal from 2006 never had problem also pe...

I’m using PayPal from 2006 never had problem also peace of mind & I’m covered up to 500£ Reviewed on: 11th June 2024

Great feature

It is really helpful for me, as it is available on most purchases. It’s especially handy for when making large purchases that I want to split up. Using the app to make early payments is quite easy. As a student it’s great. Reviewed on: 11th June 2024

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