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PayPal: Pay in 3 reviews

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4.93
Based on 39,684 reviews, last reviewed 27th Apr 2026
1635400% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great never had any problems Always great never had any problems Reviewed on: 27th April 2026
Lauren D's avatar
Lauren D

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39684)

Pay in 3, a great way to pay online

5
it has been positive for me as the pay in 3 options is flexible yet more manageable than just pure credit as the payments are fixed and easier to plan for. Reviewed on: 13th June 2024
Dalbir S's avatar
Dalbir S

Love it!

5
Love it! Lets me buy bigger purchases over time. Reviewed on: 13th June 2024
Inga Z's avatar
Inga Z

Good customer service, with easy payments.

5
Good customer service, with easy payments. Reviewed on: 13th June 2024
David's avatar
David

Excellent Payment System

5
Pay in 3 makes life a bit easier to manage finances thanks Reviewed on: 13th June 2024
Limitless's avatar
Limitless

Pay in 3 helps with breaking down daily spending , c...

5
Pay in 3 helps with breaking down daily spending , currently with cost of living going up . I use pay in 3 a lot from dominos pizza to eBay Reviewed on: 13th June 2024
Lordson Simpson's avatar
Lordson Simpson

Love pay in 3

5
I have used pay in 3 multiple times without any issues. Reviewed on: 13th June 2024
LJ F's avatar
LJ F

Loyal customer since 2004

4
Overall.very good service but exchange rates are too high. Paying in 3 is a great alternative to Klarna or Clearpay. I don't have to remember to pay the remaining installments, PayPal does everything for me. Reviewed on: 13th June 2024
Mikolaj Majewski's avatar
Mikolaj Majewski

Seamless payment experience.

5
Seamless payment experience. PayPal: Pay in 3 integrates magically into your payment experience. No fuss, No fancy features, just a user-friendly method with customer satisfaction at its core. State-of-art payment product as it should be. Reviewed on: 13th June 2024
FXB's avatar
FXB

It's a very good service and very good to afford thi...

5
It's a very good service and very good to afford things I want to buy Reviewed on: 13th June 2024
Anonymous's avatar
Anonymous

Pay in 3 was quick and easy.

5
Pay in 3 was quick and easy. I ordered several items and returned some of them and the adjustments were made quickly so I never overpaid. Refunds are also processed very quickly without me having to go through a long process. Reviewed on: 13th June 2024
Melanie B's avatar
Melanie B

Review PayPal: Pay in 3 now

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