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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39944 reviews)

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4.93

Based on 39,944 reviews, last reviewed 27th Apr 2026

1660300% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love Pay in 3! I love Pay in 3 because it allows me to buy things I usually wouldn't be able to afford. It is brilliant. Reviewed on: 27th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39944)

Never had an issue,

Never had an issue, always help whenever it’s needed Reviewed on: 13th June 2024

Great service helped me out when I needed to spread...

Great service helped me out when I needed to spread payments on an expensive item I wanted. Reviewed on: 13th June 2024

Very helpful for self employed pay in 3 as payments...

Very helpful for self employed pay in 3 as payments can come on later days. Reviewed on: 13th June 2024

Pay in 3 means I can afford more expensive things.

Pay in 3 means I can afford more expensive things. Reviewed on: 13th June 2024

Excellent

Extremely convenient when to use this ability to buy things when necessary. Reviewed on: 13th June 2024

Very easy to use, I have been using pay in 3 multipl...

Very easy to use, I have been using pay in 3 multiple times. Reviewed on: 13th June 2024

It's given me the ease to spread the payments over 3...

It's given me the ease to spread the payments over 3 months without the worry of a large amount coming out of my main bank account, especially when things are tight on the purse strings. Reviewed on: 13th June 2024

Using this service every month.

Using this service every month. Excellent. 5 stars. Reviewed on: 13th June 2024

I've used pay in 3 on numerous times and it's great...

I've used pay in 3 on numerous times and it's great for the more expensive items where tou cam spread the cost. No interest either which is awesome! Reviewed on: 13th June 2024

I use pay in 3 lots and it is brilliant.

I use pay in 3 lots and it is brilliant. It makes larger purchases easier to pay for. It helps to spread the cost out for a short period of time. Reviewed on: 13th June 2024

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