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PayPal: Pay in 3 reviews

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4.93
Based on 39,987 reviews, last reviewed 27th Apr 2026
1664600% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is amazing PayPal is an amazing platform.. I have been using it for many years. Reviewed on: 27th April 2026
N K's avatar
N K

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39987)

So easy and convenient.

5
So easy and convenient. Just few clicks and all ready. Reviewed on: 13th June 2024
Assaf H's avatar
Assaf H

PayPal credit is great if you can afford the monthly...

5
PayPal credit is great if you can afford the monthly amount so you can pay off without paying interest Reviewed on: 13th June 2024
Amanda P's avatar
Amanda P

Takes the hassle out of everyday transactions.

5
Takes the hassle out of everyday transactions. So convenient and reliable. Reviewed on: 13th June 2024
Chris R's avatar
Chris R

Don't really like any borrowings

5
Don't really like any borrowings, but "pay in3" is totally free. It could be unwise to not use it. Reviewed on: 13th June 2024
Aleksander F's avatar
Aleksander F

Great service, allows me to split payments into 3 ra...

5
Great service, allows me to split payments into 3 rather than paying the full amount at once Reviewed on: 13th June 2024
Tina cowan's avatar
Tina cowan

Fast and easy

5
Fast and easy 4 months interest free or pay in three Reviewed on: 13th June 2024
RJOD's avatar
RJOD

It gives you flexibility to spread your payments ins...

5
It gives you flexibility to spread your payments instead of paying in a large sum which is ideal for people balancing their finances. Reviewed on: 13th June 2024
Philip K's avatar
Philip K

I’ve used PayPal for many years.

5
I’ve used PayPal for many years. I often use pay in 3 or buy now pay later and never had any problems I once missed a payment and I called and the representative was lovely and helped me set up my direct debit Reviewed on: 13th June 2024
Karen G's avatar
Karen G

I’ve been use PayPal since 2024 and I never been dis...

5
I’ve been use PayPal since 2024 and I never been disappointed, and I never loosen any penny. And it wonderful to because PayPal always keeping improving the way to server the costumers. I love the opportunity to buy and pay in 3, most of people are very short of money and it’s amazing to have a chance to buying what I need and divide it into 3! Thank You PayPal for always helping out the customers, I’m appreciate very much. Regards Aguinaldo. Reviewed on: 13th June 2024
Aguinaldo Fidelis's avatar
Aguinaldo Fidelis

Always good service.

5
Always good service. Customer service availability excellent. Easy to use Reviewed on: 13th June 2024
Judith T's avatar
Judith T

Review PayPal: Pay in 3 now

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