Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (40070 reviews)

View other PayPal products

4.93

Based on 40,070 reviews, last reviewed 27th Apr 2026

1672600% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very happy with the service provided Have been with paypal for many years now and I always feel safe using it and makes things very easy to pay. Reviewed on: 27th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (40070)

It’s easy and convenient and I prefer to buy things...

It’s easy and convenient and I prefer to buy things through PayPal as there is comfort in knowing that I can report something if I’ve been ripped off. I like the buy in three as it helps if I don’t have the budget that month. Reviewed on: 13th June 2024

Was easy to set up, got reminders for payments, clea...

Was easy to set up, got reminders for payments, clearly marked on the app, would use again Reviewed on: 13th June 2024

Easy and convenient to use Would like it to be avail...

Easy and convenient to use Would like it to be available more for online shopping and even in stores Reviewed on: 13th June 2024

PayPal allows you to split payments when you need to...

PayPal allows you to split payments when you need to make shopping easier Reviewed on: 13th June 2024

Excellent service, helps spread the cost when on a b...

Excellent service, helps spread the cost when on a budget. Reviewed on: 13th June 2024

Paypals is a Fantastic excellent service

I have always found this service an excellent customer service and trust them implicitly when dealing with issues that might arise when dealing with sellers. I have been in customer service environments for a lot of years and a big believer in making it right for customers Reviewed on: 13th June 2024

This is a free and easy way to purchase those larger...

This is a free and easy way to purchase those larger items, without the stress of having to find the full asking price upfront. I have used this service several times now and been very happy with it. I would be happy to recommend it to my friends and family. Reviewed on: 13th June 2024

Helpful useful process

Helpful useful process - find it really good to be able to split payments and there be no interest. Therefore not penalised for taking a few months to pay a large amount. Reviewed on: 13th June 2024

I use paypal mostly to use my credit and payin3 serv...

I use paypal mostly to use my credit and payin3 service. Really great to spread your cost into 3 smaller amounts without any interest. Reviewed on: 13th June 2024

Just so quick and easy to make transactions,get cred...

Just so quick and easy to make transactions,get credit and pay in 3 Reviewed on: 13th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.91 from 242 reviews
Buy now pay later
from Payl8r 4.89 from 4218 reviews
nextpay
from Next 4.25 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Credit card
from PayPal 4.92 from 66 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub