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PayPal: Pay in 3 reviews

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4.93
Based on 40,112 reviews, last reviewed 27th Apr 2026
1676600% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Many Thanks to PayPal I love using the pay in 3 service that PayPal provide. It enables me to spread the cost for those expensive items at in 3 affordable payments. Thank y... Read more Reviewed on: 27th April 2026
MG's avatar
MG

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (40112)

I use it yo afford items without getting into long t...

5
I use it yo afford items without getting into long term debt. Reviewed on: 13th June 2024
Daniel w's avatar
Daniel w

Pay in 3 works for me

5
Used pay in 3 many times. Great idea for ease of purchase Reviewed on: 13th June 2024
Michael M's avatar
Michael M

PayPal pay in 3 was a lifesaver for my wedding!

5
PayPal pay in 3 was a lifesaver for my wedding! Usually available at more vendors than other finance options and I'm not sure what I would have done without it. Reviewed on: 13th June 2024
Tomos LR's avatar
Tomos LR

PayPal gives you time...

5
PayPal gives you time to pay off purchases with ripping you off with high interest rates Reviewed on: 13th June 2024
Carl w's avatar
Carl w

Easy to use

5
Very easy to use, good rate and almost every shop accepts paypal Reviewed on: 13th June 2024
Valda 's avatar
Valda

Makes buying high value items manageable, much easie...

5
Makes buying high value items manageable, much easier to spread over 3 months. Reviewed on: 13th June 2024
Anna F's avatar
Anna F

Absolutely Brilliant

5
Thanks to PayPal pay in three I have been able to purchase items that under normal circumstances would be prohibitive. I have found it to be an extremely easy to use service. In summary Great Service Great Idea and Greatly appreciated. Reviewed on: 13th June 2024
Anthony Wiffen's avatar
Anthony Wiffen

Pay in 3 makes essential transactions more affordable

5
PayPal Pay in 3 has allowed me to pay for items across several months with no interest. This means I can spread my costs over several manageable payments that I can pay off at any time, without any further cost to myself. I have found pay in 3 to be particularly useful for bi-weekly online grocery shopping orders, which are sometimes rather expensive when paid as a lump sum. Reviewed on: 13th June 2024
Calum M's avatar
Calum M

Always great to order online and save money and pay...

5
Always great to order online and save money and pay for big purchases without worrying about forgetting to pay the balance whilst spreading the cost. Reviewed on: 13th June 2024
Kaity's avatar
Kaity

Perfect for Finacial Freedom on a Low Income

5
PayPal Pay in 3 has given me the ability to stagger my payments for monthly food shops and other necessities allowing me to feel more finacially free and giving me ease with living on a low income. It's been a life saver time and time again when I've been unable to afford a basic living amd the team are very helpful whem you're struggling. I can't reccomend it enough! Reviewed on: 13th June 2024
George S's avatar
George S

Review PayPal: Pay in 3 now

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