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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 73,347 reviews, last reviewed 18th Jun 2026
4802100% increase in 5 star reviews
in the past 90 days
8900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal can be used everywhere and it’s so easy to use. PayPal can be used everywhere and it’s so easy to use. With the saved checkouts it makes it a lot easier! I know that using PayPal my information is s... Read more Reviewed on: 18th June 2026
Ceara T's avatar
Ceara T

Latest lowest rating:

1

Never works , you go round in circles trying to get... Never works , you go round in circles trying to get in for a start, then it declines you. Waste of time. Reviewed on: 17th June 2026
Gavin H's avatar
Gavin H
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73347)

very useful service, have used it several times with...

5
very useful service, have used it several times with good experience each time. would recommend it to others Reviewed on: 12th May 2026
Richard B's avatar
Richard B

My years of PayPal Pay-In-3

5
I have used paypal's pay in 3 service for many years now, it has been an incredible tool to allow me to spread costs when making larger purchases, especially at the moment where economically, everyone is struggling. The 0% finance option spread over 3 months has allowed me to make purchases i would usually hold back on, and because of the clear and detailed plan when making a new purchase, it ensured that through app notifications and emails I would never miss a payment. I think it is by far the best and most-used future pay service I have used, and being a paypal customer for over 10 years, I would continue to use this service for years to come, brilliant! Reviewed on: 12th May 2026
Levi Obrien's avatar
Levi Obrien

I'm very happy with Paypal services.

5
I'm very happy with Paypal services. It is very convenient and easy to set up and use. It allows me to make purchases worry free. Reviewed on: 12th May 2026
Nikki Dixon's avatar
Nikki Dixon

pay in 3

3
pay in 3 as stopped working for me or would have scored higher Reviewed on: 12th May 2026
Alan Measures's avatar
Alan Measures

Stackable rewards but not in a hurry...

4
Stackable rewards can add up, but not in a hurry. It's hard to feel like I'm making any cashback on purchases without any offers, reminders or incentives Reviewed on: 12th May 2026
Oliver H's avatar
Oliver H

A quick, easy & crystal clear application process fr...

5
A quick, easy & crystal clear application process from start to finish with regular payment & remaining balance prompts. Reviewed on: 12th May 2026
LL's avatar
LL

PayPal credit service allows customers to buy things...

5
PayPal credit service allows customers to buy things immediately instead of waiting until a later date when the items required may no be available ,it’s a swift no fuss straight forward approach to getting what you need . Reviewed on: 12th May 2026
Louise 's avatar
Louise

It's a life saver.

5
It's a life saver. Fantastic service. No problem at all! Reviewed on: 12th May 2026
Jo's avatar
Jo

Positive experience!

5
Makes me more aware and in touch with my financial budget because I can actually plan ahead and anticipate Reviewed on: 12th May 2026
Kat G's avatar
Kat G

I have used pay in 3 a few times.

5
I have used pay in 3 a few times. When i would not be able to afford to pay in one. It's easy to set up and you pay no interest Reviewed on: 12th May 2026
Christine Hardman's avatar
Christine Hardman

Review PayPal: Pay in 3 now

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