Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 41,836 reviews, last reviewed 1st May 2026
1839100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem. Never had a problem. Easy to use app Reviewed on: 1st May 2026
Alex C's avatar
Alex C

Latest lowest rating:

1

PAYPAL BUYER BEWARE In my country you have certain protections when you buy products and services online. The problem with Paypal is that when you use their services you ... Read more Reviewed on: 1st May 2026
Buyer Beware's avatar
Buyer Beware

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (41836)

Paypal credit is really good fr

5
Paypal credit is really good for pay in 3 purchases as it allows me to easily view everything I have bought on those terms and reminds me when any payments need to be made. I also am never worried about security with paypal as they have two factor authentication to log into the account. Reviewed on: 15th June 2024

Works seamlessly.

5
Works seamlessly. Really easy to use, particularly with the app. Reviewed on: 15th June 2024

Always been good and get you refund back when...

5
Always been good and get you refund back when need to Reviewed on: 15th June 2024

very handy and perfect service, pay ion 3 helps real...

5
very handy and perfect service, pay ion 3 helps really well highly reccomended Reviewed on: 15th June 2024

Really helpful when trying to stretch your ££.

5
Really helpful when trying to stretch your ££. Great service with 0% interest Reviewed on: 15th June 2024

It's Brilliant for spreading the cost.

5
It's Brilliant for spreading the cost. Reviewed on: 15th June 2024

Pay in 3 is great.

5
Pay in 3 is great. Helps with spreading the cost and interest free is great. Reviewed on: 15th June 2024

Love paypal...

5
Great way to purchase something over 3 monthly payments when money is tight Reviewed on: 15th June 2024

Friendly and helpful customer service

5
I’ve had to speak with customer service several times and each time they were so friendly and really helpful Reviewed on: 15th June 2024

I've had nothing but excellent service from PayPal.

5
I've had nothing but excellent service from PayPal. I feel comfortable in the knowledge that my personal details are secure and ive used different types of payment within PayPal and totally happy with them. Knowing that your details are secure in this day and age is a load of your mind. They give excellent value for money and have so many options for different ways to pay. I use PayPal a lot as it also saves time when purchasing items on the Web. Reviewed on: 15th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 91821 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3689 reviews
    PayPal
    View all products