Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 41,863 reviews, last reviewed 1st May 2026
1841800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure way to pay. Safe and secure way to pay. Keeps me updated with all my deliveries and notifies me when delivered straight away! Reviewed on: 1st May 2026
Sara's avatar
Sara

Latest lowest rating:

1

PAYPAL BUYER BEWARE In my country you have certain protections when you buy products and services online. The problem with Paypal is that when you use their services you ... Read more Reviewed on: 1st May 2026
Buyer Beware's avatar
Buyer Beware

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (41863)

Pay in 3 is right for me.

5
I always like to use pay in 3 as it spreads out big purchases to help you budget with no risk and great consumer protection. Reviewed on: 15th June 2024

Easy to use

5
Easy to use quick payments contacting PP is easy and replies are quite quick. Reviewed on: 15th June 2024

Really good service plus providing the pay for 3 is...

5
Really good service plus providing the pay for 3 is a game changer especially not getting interest on it too Reviewed on: 15th June 2024

It's so handy to transfer money to friends or pay f...

5
It's so handy to transfer money to friends or pay for bills and services online. But the best part is being able to spread the cost for larger purchases, interest free, across 3 months!!! Reviewed on: 15th June 2024

Always a smooth transaction

5
I use PayPal quite a bit and it’s always been no bother and straight forward no problems . Reviewed on: 15th June 2024

Always smooth transactions, good way of splitting th...

5
Always smooth transactions, good way of splitting the cost and buy what you need withouth worrying about finances. Reviewed on: 15th June 2024

Love using PayPal!

5
Love using PayPal! Brilliant, pay in 3 is a game changer! PayPal credit is also a great thing. Payment easily come out my bank & you have the option to pay it off before it is due. Amazing Reviewed on: 15th June 2024

An excellent way to budget for larger purchases.

5
I've used PayPal: PayPal in 3 several times to help me manage my finances. It is so much easier to spread out payments for larger purchases. The transactions always go through on time and I receive email notifications to remind me when the payment is due, well in advance, so I can ensure I have budgeted for it. I've never encountered a problem with this service and would recommend it to everyone. Reviewed on: 15th June 2024

Pay in 3 is so easy to use and convenient, would rec...

5
Pay in 3 is so easy to use and convenient, would recommend it to everyone. Reviewed on: 15th June 2024

When we ask for a refund because the seller sent the...

5
When we ask for a refund because the seller sent the wrong item, PayPal asks that we talk to the seller and what if the seller does not respond, we have to wait a long time. Why Paypal does not inform them and Paypal ask us for information either to have a record of bad sellers. Reviewed on: 15th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review