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PayPal: Pay in 3 reviews

4.93
Based on 42,394 reviews, last reviewed 3rd May 2026
1890300% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
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94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Pay in 3 , Brilliant. Paypal pay in 3 is brilliant, I've always used it this way ,you can purchase that special something you have always wanted but couldn't afford ri... Read more Reviewed on: 3rd May 2026
Jane F's avatar
Jane F

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42394)

Life saver!!!!

5
I wouldn’t have been able to provide for my family had this not been an option, it’s enabled me to purchase quite essential items stress free Reviewed on: 16th June 2024

Very useful financial service

5
Allowed me to access needed products for my household without interest and without financial worries. Reviewed on: 16th June 2024

Quick easy to use the app.

5
Quick easy to use the app. Needs a link to increase or decrease the money limit. Needs online chat function to help deal with enquiries. Overall good service Reviewed on: 16th June 2024

I use PayPal more than 12 years, very satisfied with...

5
I use PayPal more than 12 years, very satisfied with it Reviewed on: 16th June 2024

It's amazing and if you pay it up you save money

5
I have used PayPal for years and I love it. Saves me money every month as I can have lots of orders. Some people have tried to make it tho and it gets denied which I'm not too sure about. Reviewed on: 16th June 2024

Pay in. 3, interest free!

5
Always feel safe using PayPal and the pay jn 3 is a huge help when on those larger purchases. Amazing… Reviewed on: 16th June 2024

It was a simple efficient process.

5
It was a simple efficient process. Reviewed on: 16th June 2024

Convenience

5
It’s easy, convenient and interest free. Absolutely no reason to not use pay in 3. May even say that you end up actually paying less due to inflation) Reviewed on: 16th June 2024

Fantastic interest free payment options

5
Very competitive features for making payment using the interest free payment options which does help rather than paying the whole amount. Reviewed on: 16th June 2024

Can always count on paypal especially in an emergency

5
Can always count on paypal especially in an emergency Reviewed on: 16th June 2024

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