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PayPal: Pay in 3 reviews

4.76
Based on 73,144 reviews, last reviewed 18th Jun 2026
4782400% increase in 5 star reviews
in the past 90 days
8900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, simple to pay. Easy to use, interest-free, does not affect my credit score. and the option to pay it off earlier. Reviewed on: 18th June 2026
LAWRENCE D's avatar
LAWRENCE D

Latest lowest rating:

1

Never works , you go round in circles trying to get... Never works , you go round in circles trying to get in for a start, then it declines you. Waste of time. Reviewed on: 17th June 2026
Gavin H's avatar
Gavin H

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73144)

Easy to use

4
I find Paypal really useful to use when I want to make a more expensive purchase, but don't have the funds to pay the full amount upfront. It's really easy to use and the customer service team are helpful Reviewed on: 11th May 2024

Always efficient service and great app to use

5
Always efficient service and great app to use Reviewed on: 11th May 2024

Ease of Use

4
Quite straightforward and easy to use Reviewed on: 11th May 2024

Easy easy easy easy easy easy easy east east easy ea...

5
Easy easy easy easy easy easy easy east east easy easy easy easy way way eat way easy Reviewed on: 11th May 2024

Never Lets Me Down

5
PayPal’s Pay in 3, never lets me down when I need it the most. Sometimes, in the cost of living crisis, there are purchases you may not afford, and paying in 3 for a purchase helps people afford essentials. PayPal is very helpful to those building their credit score up, and very lenient with the approval rate, allowing people to increase their credit score in a healthy way. Reviewed on: 11th May 2024

Excellent service.

5
Excellent service. Easy to ask questions and good communication. Reviewed on: 11th May 2024

So seamless.

5
So seamless. It’s amazing that you can just do this with so little hassle. Reviewed on: 11th May 2024

I have used pay in 3 many times in the past few year...

5
I have used pay in 3 many times in the past few years and helps me with larger purchases and enjoy the option to pay off early too. Reviewed on: 11th May 2024

I always use PayPal for my purchases.

5
I always use PayPal for my purchases. Reviewed on: 11th May 2024

Pay pal is quite versatile, easy to use for payments...

5
Pay pal is quite versatile, easy to use for payments with different options available to pay, bank card, pay in 3, or PayPal credit. It's also very save and secure , PayPal will help you to get your refund if what you bought was not delivered. Reviewed on: 11th May 2024

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