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PayPal: Pay in 3 reviews

4.76
Based on 73,144 reviews, last reviewed 18th Jun 2026
4782400% increase in 5 star reviews
in the past 90 days
8900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, simple to pay. Easy to use, interest-free, does not affect my credit score. and the option to pay it off earlier. Reviewed on: 18th June 2026
LAWRENCE D's avatar
LAWRENCE D

Latest lowest rating:

1

Never works , you go round in circles trying to get... Never works , you go round in circles trying to get in for a start, then it declines you. Waste of time. Reviewed on: 17th June 2026
Gavin H's avatar
Gavin H

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73144)

As a long time user I can confirm that PayPal is rel...

4
As a long time user I can confirm that PayPal is reliable and trustworthy. Reviewed on: 11th May 2024

Their credit or pay in 3 is really good

5
Their credit or pay in 3 is really handy, and easy to manage. Reviewed on: 11th May 2024

Great options

5
Pay in 3 is best way to buy something. Reviewed on: 11th May 2024

PayPal gives me purchase preference and protection

5
PayPal Credit gives me flexibility to make purchases and be able to pay in instalments. Reviewed on: 11th May 2024

Very helpful

5
Very helpful to spread out payments so large amounts can be more manageable and having no interest makes it an obvious choice cause others charge me Reviewed on: 11th May 2024

I have been using PayPal for years

5
I have been using PayPal for years and never come across a problem. Great service and easy to use. Reviewed on: 11th May 2024

Never had any problems, good service

5
Never had any problems, good service Reviewed on: 11th May 2024

my amazing pay in three experience

5
i have always had a great experience with pay in three, it has helped me so much in the past and i’m sure it’s going to help me even more in the future with online shopping payments, and i love how easy it is to use. Reviewed on: 11th May 2024

Really good app

5
Really good app. Easy to use. Payments made hassle free. Good customer service Reviewed on: 11th May 2024

Easy to use, used on many websites

5
Easy to use, used on many websites Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

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