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PayPal: Pay in 3 reviews

4.76
Based on 73,491 reviews, last reviewed 18th Jun 2026
4815700% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and widely accepted. Easy to use and widely accepted. When I have needed advice readily available Reviewed on: 18th June 2026
Barry S's avatar
Barry S

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73491)

Simple, Fast, and Trustworthy!

5
PayPal is incredibly easy to use — sending and receiving money takes just a few clicks. Highly recommend for anyone looking for a simple, trusted way to pay! Reviewed on: 12th May 2026

Excellent

5
Excellent. Very good service. Happy with everything. Reviewed on: 12th May 2026

PayPal is reliable, quick and easy to use, it gives...

5
PayPal is reliable, quick and easy to use, it gives me peace of mind always when im purchasing products or services. Reviewed on: 12th May 2026

So quick and easy to implement.

5
So quick and easy to implement. Just gives me more control over my money and my purchases. Reviewed on: 12th May 2026

I love that I can pay off things I buy with the conv...

5
I love that I can pay off things I buy with the convenience of not having to stress about coming up with all the money at once. Pay in 3 helps to reduce financial pressures in me and I can buy what I want without stress of paying everything at once. Reviewed on: 12th May 2026

Easy to use.

5
Easy to use. App really good and lets you know where you are and when payments are due. Never had any issues. So can’t comment on customer care Reviewed on: 12th May 2026

Genuinely improves my life

5
Pay in Three is the simplest tool, that delivers outstanding monthly budgeting performance. I can’t think of another finance product that genuinely helps make my life better. Reviewed on: 12th May 2026

Using PayPal has been a really smooth and convenient...

5
Using PayPal has been a really smooth and convenient experience for me. Sending and receiving money is quick, and I like how easy it is to connect my bank account or card in one place. It makes online shopping much safer because I don’t need to enter my card details on every website. One of the best things is how fast transactions happen, especially when splitting bills, paying for products, or transferring money to friends and family. The app is simple to use, and notifications help me keep track of payments instantly. I also find PayPal useful for international payments because it saves time and feels reliable. Overall, PayPal makes handling money much more convenient, secure, and stress-free in everyday life Reviewed on: 12th May 2026

Would use pay in 3 again

5
Pay in 3 was very good. Helped me to pay off what I needed easily and woth no worries. Would highly recommend to anyone purchasing items that they cant afford on the day of purchase. Reviewed on: 12th May 2026

Safe payment method.

5
Safe payment method. Love the 3 installment method, interest free Reviewed on: 12th May 2026

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