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PayPal: Pay in 3 reviews

4.93
Based on 42,632 reviews, last reviewed 3rd May 2026
1912600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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1%
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0%
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Latest highest rating:

5

Smooth seamless experience. Smooth seamless experience. Never had an issue with transactions. Even if i did it was very easily resolved. Reviewed on: 3rd May 2026
Ajay Balakrishnan's avatar
Ajay Balakrishnan

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42632)

More education on smart investing .

5
Not alot of opportunity or chances to increase spending limits as I’m unaware of what makes me less likely to increase amounts of borrowing Reviewed on: 16th June 2024

overall a good service easy to use , direct debit co...

5
overall a good service easy to use , direct debit confirmation could be better as i’ve recieved a few late payment fees Reviewed on: 16th June 2024

Easy and fast purchase there is a good option for pa...

5
Easy and fast purchase there is a good option for payment. Good for buy now and pay later with zero interest. Reviewed on: 16th June 2024

I particularly like the pay in three

5
I particularly like the pay in three as it enables you to spread the cost of your purchases interest free. Reviewed on: 16th June 2024

Amazing , thanks for opportunity

5
Amazing , thanks for opportunity Reviewed on: 16th June 2024

Pay in Three is a brilliant way to buy things

5
Pay in Three is a brilliant way to buy things Reviewed on: 16th June 2024

Pay in 3 - my go to.

5
Been using PayPal for a long time with zero issues. So when pay in 3 came along it was a no brainer. It’s so straightforward and really reliable. I always know where I am with it. Reviewed on: 16th June 2024

It has enabled me to buy items cheaper with being ab...

5
It has enabled me to buy items cheaper with being able to spread payment’s in 3payments. This has meant that I have been able to get a new kitchen at the fraction of the price. Reviewed on: 16th June 2024

Spreading payments over 3 months helped me get out o...

5
Spreading payments over 3 months helped me get out of a bind paying for an unexpected item. I would not have been able to purchase it if PayPal didn't offer this facility. It was a lifeline for me. Reviewed on: 16th June 2024

Very helpful and value for money

5
Very helpful and value for money Reviewed on: 16th June 2024

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