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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73470 reviews)

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4.76

Based on 73,470 reviews, last reviewed 18th Jun 2026

4813700% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

would definitely recommend Very easy to set up. Know exactly when payments are due, so no issues. Would definitely recommend. Reviewed on: 18th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73470)

Excellent reliable service.

Excellent reliable service. Would highly recommend. Reviewed on: 12th May 2026

Always helpful when needed.

Always helpful when needed. The process is fast and very simple. I would recommend it to anyone. Reviewed on: 12th May 2026

PayPal has never let me down with making purchases o...

PayPal has never let me down with making purchases online Reviewed on: 12th May 2026

very useful service, have used it several times with...

very useful service, have used it several times with good experience each time. would recommend it to others Reviewed on: 12th May 2026

My years of PayPal Pay-In-3

I have used paypal's pay in 3 service for many years now, it has been an incredible tool to allow me to spread costs when making larger purchases, especially at the moment where economically, everyone is struggling. The 0% finance option spread over 3 months has allowed me to make purchases i would usually hold back on, and because of the clear and detailed plan when making a new purchase, it ensured that through app notifications and emails I would never miss a payment. I think it is by far the best and most-used future pay service I have used, and being a paypal customer for over 10 years, I would continue to use this service for years to come, brilliant! Reviewed on: 12th May 2026

I'm very happy with Paypal services.

I'm very happy with Paypal services. It is very convenient and easy to set up and use. It allows me to make purchases worry free. Reviewed on: 12th May 2026

pay in 3

pay in 3 as stopped working for me or would have scored higher Reviewed on: 12th May 2026

Stackable rewards but not in a hurry...

Stackable rewards can add up, but not in a hurry. It's hard to feel like I'm making any cashback on purchases without any offers, reminders or incentives Reviewed on: 12th May 2026

A quick, easy & crystal clear application process fr...

A quick, easy & crystal clear application process from start to finish with regular payment & remaining balance prompts. Reviewed on: 12th May 2026

PayPal credit service allows customers to buy things...

PayPal credit service allows customers to buy things immediately instead of waiting until a later date when the items required may no be available ,it’s a swift no fuss straight forward approach to getting what you need . Reviewed on: 12th May 2026

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