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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (42607 reviews)

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4.93

Based on 42,607 reviews, last reviewed 3rd May 2026

1910200% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

pay by 3 its worry free . when funds are a little tight the pay in 3 is excellent on the pocket Reviewed on: 3rd May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42607)

Security paying online

Have always responded promptly and sorted refund when issues with vendors. Gives me peace of mind when paying for goods online Reviewed on: 16th June 2024

I use pay pal pay in 3 to help spread the cost of gi...

I use pay pal pay in 3 to help spread the cost of gifts for special occasions Reviewed on: 16th June 2024

Helpful and flexible

Really helpful and flexible and just what I needed to help me get gifts for my daughters birthday Reviewed on: 16th June 2024

Never had any problems.

Never had any problems. So easy to use and feel safer. Security always a worry so I will use PayPal for on line purchases. Reviewed on: 16th June 2024

Can be helpful to spread the cose to pay in...

Can be helpful to spread the cose to pay in 3 Reviewed on: 16th June 2024

Quick and easy to set up, makes managing balances easy

Quick and easy to set up, makes managing balances easy Reviewed on: 16th June 2024

Used pay in 3 many times.

Used pay in 3 many times. A great way to buy the more expensive items you always promise yourself. Reviewed on: 16th June 2024

Simple and easy

Simple and easy, it comes in especially handy for Christmas/birthday shopping. I've used it to pay for hotels for holidays too, to give us a little extra spending money on the trip. I find it very easy to use. Reviewed on: 16th June 2024

I find this very helpful in terms of spreading the c...

I find this very helpful in terms of spreading the cost. It is available for many purchases that I otherwise wouldn’t be able to complete in the current financial climate Reviewed on: 16th June 2024

It's easy to use and helps me budget when I have une...

It's easy to use and helps me budget when I have unexpected things that need paying.It really is quite useful and I think it's great. Reviewed on: 16th June 2024

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