Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73444 reviews)

View other PayPal products

4.76

Based on 73,444 reviews, last reviewed 18th Jun 2026

4811300% increase in 5 star reviews

in the past 90 days

8900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company. Great company. Would trust PayPal every time Reviewed on: 18th June 2026

Latest lowest rating:

1

Never works , you go round in circles trying to get... Never works , you go round in circles trying to get in for a start, then it declines you. Waste of time. Reviewed on: 17th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (73444)

Honestly really happy with PayPal

I’ve had a really good experience using PayPal for online shopping. I use it often because it feels much safer than entering bank card details directly on different websites. Payments are quick, and I like being able to track everything easily in one place. The Pay in 3 feature has helped me a lot when buying more expensive things because it makes payments easier to manage without paying everything at once. I’ve also had smooth experiences with refunds and customer support when needed. Overall, PayPal makes online shopping feel more secure, convenient, and stress-free, and I trust using it for both small and bigger purchases. Reviewed on: 12th May 2026

I use Paypal for 98% of my purchase.

I use Paypal for 98% of my purchase. I have never had an issue in all the years that I have been a customer. Any interaction I have had with customer service has always been handled in a polite, professional and courteous manner. Reviewed on: 12th May 2026

Always reliable and simple to use!

Always reliable and simple to use! Reviewed on: 12th May 2026

PayPal is a safe secure means to receive and pay for...

PayPal is a safe secure means to receive and pay for goods. Any issues with a retailer failing to deliver the goods PayPal will intervene. Excellent service and I use them all the time. Pay in 3 is good for more expensive purchase. Love that you can now collect points for pounds Reviewed on: 12th May 2026

No problems

No problems with any queries I've ever had in the past Reviewed on: 12th May 2026

Excellent service

I have been with PayPal more than 10 years now. Never had any issues. Very happy with all their services, solving issues rapidly and the flexibility of payment is great. Reviewed on: 12th May 2026

Excellent app and never any technical issues.

Excellent app and never any technical issues. Reviewed on: 12th May 2026

I have used PayPal pay in 3 many times, it has helpe...

I have used PayPal pay in 3 many times, it has helped me spread bigger costs over 3 more manageable payments. The pay in 3 has been great for when I have needed to purchase big must have items or if I have unexpectedly had to replace something, this has meant that I haven't had to use a credit card and I have peace of mind that I can pay it off fast and without intrest. Reviewed on: 12th May 2026

This service has been very helpful, and it is easy t...

This service has been very helpful, and it is easy to use. This is my preferred way to pay. Reviewed on: 12th May 2026

Very valuable experience easy to use and no hidden fees

Very valuable experience easy to use and no hidden fees whatsoever ever. I would recommend to other people with our hesitation, best online banking app by far as well very easy to use Reviewed on: 12th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.71 from 57 reviews
nextpay
from Next 4.20 from 13 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 142538 reviews
Payments
from PayPal 4.71 from 3754 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub