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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73420 reviews)

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4.76

Based on 73,420 reviews, last reviewed 18th Jun 2026

4809000% increase in 5 star reviews

in the past 90 days

8900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up with reminders of upcoming payments -... Easy to set up with reminders of upcoming payments - helps you to budget for those slightly larger purchases. Reviewed on: 18th June 2026

Latest lowest rating:

1

Never works , you go round in circles trying to get... Never works , you go round in circles trying to get in for a start, then it declines you. Waste of time. Reviewed on: 17th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73420)

Great customer service

Always had good customer service especially when goods have come not as described and are either faulty or damaged Reviewed on: 12th May 2026

Paypal is the most trustworthy,and easy accessible

Paypal is the most trustworthy,and easy accessible Reviewed on: 12th May 2026

A great experience in all aspects of this banking se...

A great experience in all aspects of this banking service Reviewed on: 12th May 2026

Very easy to us and customer services are excellent

Very easy to us and customer services are excellent Reviewed on: 12th May 2026

Great credit

Great way to spread payments with 3 instalments Reviewed on: 12th May 2026

Nothing was a problem.

Nothing was a problem. So easy to use. Reviewed on: 12th May 2026

Fantastic Idea

I use PayPal pay in 3 regularly it allows me budget for large items I find it extremely useful and it's a brilliant idea well done PayPal for making things affordable for people without paying high intetest. I would highly recommend trying it. Reviewed on: 12th May 2026

Pay in 3 makes things affordable...

Pay in 3 makes things affordable across the 3 months especially those big purchases and reduces the stress of the costs Reviewed on: 12th May 2026

Little clarity on eligibility criteria

Little clarity on eligibility criteria Reviewed on: 12th May 2026

The best flexible payment option on the market.

Pay in 3 gives you that flexibility to purchase something you are not sure about without committing full financially. It’s is straight forward, they give you adequate gentle reminders ahead of time so you never miss a payment, and is over all. Very seamless service to use. Reviewed on: 12th May 2026

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