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PayPal: Pay in 3 reviews

4.76
Based on 101,069 reviews, last reviewed 16th Jul 2026
506% increase in 5 star reviews
in the past 90 days
468% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and secure Easy to use, payments taken by direct debit so you don't have to think about it. Provides protection for my orders. If there is a problem with the sup... Read more Reviewed on: 16th July 2026
Julie R's avatar
Julie R

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101081)

Online checkout

5
Easy to use when checking out online Reviewed on: 12th July 2026

I have used PayPal for years as a seller and...

5
I have used PayPal for years as a seller and a buyer Reviewed on: 12th July 2026

Good customer support

5
Staff were very helpful when I needed to sort out a problem accessing my account. Reviewed on: 12th July 2026

Always helpful and friendly customer service team wh...

5
Always helpful and friendly customer service team who listen to my queries. Reviewed on: 12th July 2026

Only use occasionally Pay in three is useful

3
Only use occasionally Pay in three is useful Reviewed on: 12th July 2026

A nifty little hack that saved money

5
I used PayPal Pay in 3 for a purchase where the retailer also offered 3 payments, but their payment plan incurred extra charges. With PayPal Pay in 3, I could pay the retailer in one go (at their lowest price), but still actually pay it off in 3 installments. Happy chappie! Reviewed on: 12th July 2026

No benefits at all using PP

3
No benefits at all using PP . It is secure but other than that no other difference with other companies. Klarma gives more option in way of payments Reviewed on: 12th July 2026

Always so handy and useful in being able to spread t...

5
Always so handy and useful in being able to spread the cost. Reviewed on: 12th July 2026

Always confident when paying with PayPal

5
I've been paying with PayPal a very long time. They ensure my transactions online are safe and I always feel confident paying by PayPal. Reviewed on: 12th July 2026

Simple easy to use and no issues.

5
Simple easy to use and no issues. Reviewed on: 12th July 2026

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