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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101081 reviews)

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4.76

Based on 101,069 reviews, last reviewed 16th Jul 2026

506% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and secure Easy to use, payments taken by direct debit so you don't have to think about it. Provides protection for my orders. If there is a problem with the sup... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101082)

Simple easy to use and no issues.

Simple easy to use and no issues. Reviewed on: 12th July 2026

Briliant service

Ive used paypal for a number of years and never had a problem using the features its a brilliant service Reviewed on: 12th July 2026

I signed up for PayPal years ago and it had made lif...

I signed up for PayPal years ago and it had made life so much easier when ordering online. Including the extra pay protection and the option of splitting the payment into 3 smaller amounts over time, which is fabulous. Reviewed on: 12th July 2026

Easy and rewarding

Love the fact you can spread payments with no interest. Easy to use and makes life so much easier! Reviewed on: 12th July 2026

Great & safer way to handle money

I always feel safer when buying products online with paypal! Reviewed on: 12th July 2026

Good when paying in installments

Good when paying in installments Reviewed on: 12th July 2026

I’m new to PayPal Pay in 3, but I’m looking forward...

“I’m new to PayPal Pay in 3, but I’m looking forward to using it. The interest‑free instalments seem like a helpful way to manage larger purchases.” Reviewed on: 12th July 2026

Always use Pay Pal for online purchases,always feel...

Always use Pay Pal for online purchases, always feels safe Reviewed on: 12th July 2026

Convenient payments, but protection could be clearer

I have used PayPal because I believed it offered extra protection when shopping online. Recently, I had an issue with an item that was not as described, and although the seller agreed to refund me, I found the dispute process confusing and was disappointed that my claim was not covered. I still appreciate the convenience and security of making payments through PayPal, but I think the buyer protection process could be clearer for customers. Reviewed on: 12th July 2026

I’m not the best at technology and am aware of of th...

I’m not the best at technology and am aware of of the dangers of buying on the internet, PayPal gives me the confidence to do it Reviewed on: 12th July 2026

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