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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (42972 reviews)

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4.93

Based on 42,971 reviews, last reviewed 4th May 2026

1944400% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I have been using it and its secured I have been using it and its secured Reviewed on: 4th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42972)

Excellent .

Excellent . I love using PayPal as its safe and user friendly. Reviewed on: 16th June 2024

Easy to set up.

Easy to set up. Clear payment plan. Linked automatically to pay on time so minimal risk to credit score. Easy to access and check status of loan and payments. I have used this service multiple times and have never experienced an issue! Has helped me grow my whisky collection and make this task more affordable! Reviewed on: 16th June 2024

Organised payments

Organised payments and no stressing about affording goods when payments are spread over 3 months. Reviewed on: 16th June 2024

Most trusted go-to payment option

Most trusted go-to payment option Reviewed on: 16th June 2024

Really like pay in 3 with PayPal

Really like pay in 3 with PayPal Reviewed on: 16th June 2024

Excellent so far.

Excellent so far. No interest paiement over the period. What else can you expect for ? Reviewed on: 16th June 2024

I have really found Pay in 3 easy to use.

I have really found Pay in 3 easy to use. It has helped me to budget and buy what I like at my pace. If ever there is a problem, Paypal are so supportive and the refunds are managed seamlessly with excellent communication. Reviewed on: 16th June 2024

It just works!!

Never had any problems at all, it just works Reviewed on: 16th June 2024

Financial management without stress!

Pay in 3 helps to make payments much more manageable without the stress of interest, very grateful for it. Reviewed on: 16th June 2024

Very friendly and efficient customer service.

Very friendly and efficient customer service. Reviewed on: 16th June 2024

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