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PayPal: Pay in 3 reviews

4.93
Based on 48,319 reviews, last reviewed 9th May 2026
2450200% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Paypal is a very easy app to use and is a very relia... Paypal is a very easy app to use and is a very reliable app and has options such as pay in 3 which is great if you want to split the cost overtime. I ... Read more Reviewed on: 9th May 2026
Miracle Agba's avatar
Miracle Agba

Latest lowest rating:

2

Sometimes hard to get refunded when dodgy sellers ge... Sometimes hard to get refunded when dodgy sellers get throu alot of having to prove this and that to prove eathier item didnt show or damaged security... Read more Reviewed on: 9th May 2026
Kerry R's avatar
Kerry R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48319)

Simple and flexible

5
PayPal is a good option when I want a quick secure payment method when online shopping. The app is easy to use and their pay in 3 method is great. Reviewed on: 6th April 2026

Good provider

5
Good provider brilliant service and communication an honest company with flexible options Reviewed on: 6th April 2026

It has been a good experience so far.

5
It has been a good experience so far. PayPal provides all the info needed, as well as timely payments to be done. Reviewed on: 6th April 2026

Very transparent with excellent online tools.

5
Very transparent with excellent online tools. Reviewed on: 6th April 2026

Speedy and simple.

5
PayPals functions and products are simple, and fast to use. The pay in 3 option is a fantastic way to manage those larger purchases, preventing heading for the credit card! Reviewed on: 6th April 2026

Easiest & fairest money app .

5
Easiest & fairest money app . I always feel confident buying or selling when using PayPal . I trust it implicitly. Reviewed on: 6th April 2026

I've used PayPal pay in 3 a few times for higher val...

5
I've used PayPal pay in 3 a few times for higher value goods to spread the interest free payments over a few months. It was a great help and effectively helped my overall credit rating, proving I could manage debt which is a positive action. It's nice to know I qualify for pay in 3 should I ever need the facility, definitely cheaper than using a credit card. You still have PayPal's backing about refunding if there is an issue with goods not being delivered and I can't resolve it with the trader Reviewed on: 6th April 2026

Paypal makes you feel safer shopping online.

5
Paypal makes you feel safer shopping online. Really valuable in todays world Reviewed on: 6th April 2026

easy to use and not too daunting

5
easy to use and not too daunting - i'm always very scared with things like this because i don't want to spend too much money but it's always been helpful when i've used it! Reviewed on: 6th April 2026

I hold my PayPal account for a years already and nev...

5
I hold my PayPal account for a years already and never had any problems during making paiments or transferring money to other people and always been calm about my money back guarantee, that I won't lose any money. Great customer service aswell! Reviewed on: 6th April 2026

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