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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 48,345 reviews, last reviewed 9th May 2026
2452600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal no1 choice.. I always use paypal I feel safer using it and the pay in 3 option is very handy Reviewed on: 9th May 2026
janetteGSD's avatar
janetteGSD

Latest lowest rating:

2

Sometimes hard to get refunded when dodgy sellers ge... Sometimes hard to get refunded when dodgy sellers get throu alot of having to prove this and that to prove eathier item didnt show or damaged security... Read more Reviewed on: 9th May 2026
Kerry R's avatar
Kerry R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48345)

Speedy and simple.

5
PayPals functions and products are simple, and fast to use. The pay in 3 option is a fantastic way to manage those larger purchases, preventing heading for the credit card! Reviewed on: 6th April 2026
Jasmine Fenwick's avatar
Jasmine Fenwick

Easiest & fairest money app .

5
Easiest & fairest money app . I always feel confident buying or selling when using PayPal . I trust it implicitly. Reviewed on: 6th April 2026
Penelope H's avatar
Penelope H

I've used PayPal pay in 3 a few times for higher val...

5
I've used PayPal pay in 3 a few times for higher value goods to spread the interest free payments over a few months. It was a great help and effectively helped my overall credit rating, proving I could manage debt which is a positive action. It's nice to know I qualify for pay in 3 should I ever need the facility, definitely cheaper than using a credit card. You still have PayPal's backing about refunding if there is an issue with goods not being delivered and I can't resolve it with the trader Reviewed on: 6th April 2026
Neil T's avatar
Neil T

Paypal makes you feel safer shopping online.

5
Paypal makes you feel safer shopping online. Really valuable in todays world Reviewed on: 6th April 2026
David W's avatar
David W

easy to use and not too daunting

5
easy to use and not too daunting - i'm always very scared with things like this because i don't want to spend too much money but it's always been helpful when i've used it! Reviewed on: 6th April 2026
Meghan's avatar
Meghan

I hold my PayPal account for a years already and nev...

5
I hold my PayPal account for a years already and never had any problems during making paiments or transferring money to other people and always been calm about my money back guarantee, that I won't lose any money. Great customer service aswell! Reviewed on: 6th April 2026
Mario Draganchev's avatar
Mario Draganchev

The paypal pay-in-3 method is a very cost effective...

5
The paypal pay-in-3 method is a very cost effective way to purchase higher cost products over a more manageable timeframe Reviewed on: 6th April 2026
Paul AG's avatar
Paul AG

I have only used once it was alright too similar to...

4
I have only used once it was alright too similar to Klarna Reviewed on: 6th April 2026
Andrea F's avatar
Andrea F

Love PayPal

5
PayPal is handy easy to use and gives me protection on purchases I love it Reviewed on: 6th April 2026
Amanda l's avatar
Amanda l

Always there to help .

5
Always there to help . Easy to contact. Reviewed on: 6th April 2026
Richard h's avatar
Richard h

Review PayPal: Pay in 3 now

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