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PayPal: Pay in 3 reviews

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4.93
Based on 48,785 reviews, last reviewed 10th May 2026
2493600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service with flexible payments Great service with flexible payments Reviewed on: 10th May 2026
LIAM S's avatar
LIAM S

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48785)

I love using the pay in 3 feature

5
I love using pay in 3. It’s immediately approved and you can split payments comfortably on large purchases. The app is so easy to manage payments if you want to just pay it off in one go later or to see when your upcoming payments are. There’s also email or text reminders to let you know a payment is due soon. I think the overall experience is seamless and very easy to use. Sometimes I use it just so I can buy more things without feeling like I’m overspending haha so maybe not so good for the bank balance Reviewed on: 6th April 2026
Thaposhi's avatar
Thaposhi

Love pay in 3!

5
Love pay in 3! Great for birthdays and Christmas hauls! Reviewed on: 6th April 2026
Molly K's avatar
Molly K

Simple to use and easy to complete

5
Always simple to use, enjoy the clarity of the pay in 3 options and ease of using for purchases. Great to have the buyer protection when if a purchase goes wrong. Reviewed on: 6th April 2026
Cristeo's avatar
Cristeo

Easy to use and great customer service.

5
Easy to use and great customer service. Pay in three is very convenient and easy to set up, PayPal is also more secure than other methods. Reviewed on: 6th April 2026
George's avatar
George

Fair enough

3
It’s been handy when needed, overall Reviewed on: 6th April 2026
Mohammed s's avatar
Mohammed s

Helping you budget your money better

5
PayPal in 3 is a way to buy the goods you require and spread the cost over 3 easy payments, whithout being charged interest, What could be better, very helpful... Reviewed on: 6th April 2026
Les W's avatar
Les W

Great app to use, easy to make payment, very clear i...

5
Great app to use, easy to make payment, very clear instructions Reviewed on: 6th April 2026
Lauren D's avatar
Lauren D

Easy to use, easy to pay off earlier

5
Easy to use, easy to pay off earlier Reviewed on: 6th April 2026
Rebecca R's avatar
Rebecca R

Easy to navigate and organise payments

5
Easy to navigate and organise payments Reviewed on: 6th April 2026
VS's avatar
VS

Easy to transact with, never any issues.

5
Easy to transact with, never any issues. Reviewed on: 6th April 2026
Kyle B's avatar
Kyle B

Review PayPal: Pay in 3 now

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