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PayPal: Pay in 3 reviews

4.93
Based on 49,030 reviews, last reviewed 10th May 2026
2516400% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
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Latest highest rating:

5

Payment in three is great, I'm very happy! Payment in three is great, I'm very happy! Reviewed on: 10th May 2026
Ivan K's avatar
Ivan K

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49030)

PayPal Pay in 3 helps me fund my hobbies

5
PayPal Pay in 3 helps me with purchasing items from my hobbies which are often very expensive by allowing me to space out my payments over a set amount of time, and as it comes out the same time each month, it's very easy to keep track of. Reviewed on: 6th April 2026

I have used the PayPal: Pay in 3 on many occasions.

5
I have used the PayPal: Pay in 3 on many occasions. It allows me to spread the purchase of more expansive item over 3 months without having to pau fees or interest. The process is simple to use and Pay pal give you monthly updates as you pay so you always know when the payment is going out of your account. Excellent service. Reviewed on: 6th April 2026

Very supportive in case of disputed, user friendly...

5
Very supportive in case of disputed, user friendly and I love the payment plans Reviewed on: 6th April 2026

Easy and quick to do,no more hassle than clicking pay

5
Easy and quick to do,no more hassle than clicking pay Reviewed on: 6th April 2026

I use PayPal for all my shopping needs

5
I use PayPal for all my shopping online if ever I have an issue with an order not arriving or any other reason PayPal has given me my refund straight away. Reviewed on: 6th April 2026

Pay in 3 excellent way to spread cost

5
I have used pay in 3 several times find it an excellent way to spread spending. Always get notified when due would highly recommend its use. Certainly helps when working on a budget. A very safe and secure way to buy on line Reviewed on: 6th April 2026

great for arranging 0% Credit to split initial cost...

5
great for arranging 0% Credit to split initial cost of purchases. Really easy to set up and pay off! Reviewed on: 6th April 2026

I find PayPal safe and easy to use, never had any is...

5
I find PayPal safe and easy to use, never had any issues at all, makes life so easier when you can spread the cost Reviewed on: 6th April 2026

Excellent way to spread payments without interest ad...

5
Excellent way to spread payments without interest added, great customer service satisfaction, they listen to your needs and give you the best outcome, easy and fast to get a refund and now you can earn points which can be turned into money and used to buy goods or get it put into your account, no questions asked. Reviewed on: 6th April 2026

It is a convenient one.

4
It is a convenient one. That's a credit to providing credit. Reviewed on: 6th April 2026

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