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PayPal: Pay in 3 reviews

4.93
Based on 49,296 reviews, last reviewed 11th May 2026
2542000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Never had any bad experiences Never had any bad experiences while using PayPal, I've had an account for over 10 years and its easy to use. Reviewed on: 11th May 2026
Mary G's avatar
Mary G

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49296)

PayPal offers financial support than banks.

5
PayPal has been a supporter for my finances than even my bank. Always ready to help either buy now pay later or pay in bits. Reviewed on: 6th April 2026

Absolutely fine.

5
Absolutely fine. Does a solid job of allowing you to pay for things or transfer money.. Reviewed on: 6th April 2026

Very simple and trustworthy , it’s biggest asset

5
Very simple and trustworthy , it’s biggest asset Reviewed on: 6th April 2026

PayPal experience

5
Great experience, easy to use, very supportive Reviewed on: 6th April 2026

Excellent service

5
Excellent service, really easy to navigate and process payment, highly recommended Reviewed on: 6th April 2026

Many years of great service.

5
We've been using PayPal for many years. I really appreciate the security this brings as well as the option to split payments on some purchases. It's our go to payment method for most online purchases. Reviewed on: 6th April 2026

Great way to furnish our new home but spread the cos...

5
Great way to furnish our new home but spread the cost over 3 months Reviewed on: 6th April 2026

Easy with peace of mind

5
No problems what so ever and peace of mind Reviewed on: 6th April 2026

I have been with pay pal now since the early 2000's...

5
I have been with pay pal now since the early 2000's with little or no problems, when an issue has cropped up and i have contacted the pay pal team for help the issue has been resolved quickly and with good grace, I shall continue to use pay pal as i find that the four month free credit option on purchases over £99 gives an added incentive for spreading out repayments as long as the terms are followed at no extra cost, Well done pay pal Reviewed on: 6th April 2026

If I could give more than 5 stars, I genuinely would.

5
If I could give more than 5 stars, I genuinely would. PayPal has been one of the most reliable and convenient platforms I’ve ever used. From sending money instantly to managing payments securely, everything just works exactly how you need it to. What really stands out is the peace of mind — the buyer protection, the speed of transactions, and how easy it is to resolve issues if anything ever goes wrong. The interface is clean, simple, and makes handling finances feel effortless, even for someone who isn’t tech-savvy. Whether it’s splitting bills, shopping online, or running a business, PayPal consistently delivers. It’s fast, secure, and trusted worldwide for a reason. Honestly, I wouldn’t want to use anything else. Reviewed on: 6th April 2026

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