Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49339 reviews)

View other PayPal products

4.93

Based on 49,339 reviews, last reviewed 11th May 2026

2545900% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Brilliant service very helpful and feel money is pr... Brilliant service very helpful and feel money is protected Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (49339)

I do most of my online payments with PayPal as I jus...

I do most of my online payments with PayPal as I just feel much safer that way. Pay in 3 is so helpful to balance out bigger payments. Reviewed on: 6th April 2026

Always can be relied on and good protection

Always can be relied on and good protection Reviewed on: 6th April 2026

For the unexpected or the slightly expensive!

I use this when I need to buy something a little too expensive to pay for in one go, so I think I've used it 5 or 6 times now, and it's been a really helpful and good experience each time. Reviewed on: 6th April 2026

I hadn't been to Ghana ever since I moved to the UK.

I hadn't been to Ghana ever since I moved to the UK in 2022 and was feeling homesick, a lot had changed since I had moved here, I wanted my daughter to meet his Grandad however the ticket prices were quite high and so pay in 3 made it possible for me to book my tickets for my family and still have a bit of cash to spend as well as payments for the tickets had been spread to be paid in 3 installments. Had it not been for PayPal pay in 3 I would not have been able to make the trip successfully. Thanks PayPal Reviewed on: 6th April 2026

Ease of use with confidence

So easy to use and confident every time I use PayPal Reviewed on: 6th April 2026

Easy to use and good value.

The system works well and is good value. No interest payments and the option to over pay and payback early. It’s easy to use and keep track of what you owe and payments you’ve made. They remind you of upcoming payments. Reviewed on: 6th April 2026

PayPal pay in 3 comes in very handy for spreading th...

PayPal pay in 3 comes in very handy for spreading the payments. I've used it a few times and would highly recommend it Reviewed on: 6th April 2026

Secureshopping

Pay pal is good for secure shopping and has sorted any problems I've had Reviewed on: 6th April 2026

PayPal has been of great help, especially payment on...

PayPal has been of great help, especially payment online are secure through PayPal and also you know your covered. I never make any payments online without PayPal. It’s been my number one payment method. Also their credit help Reviewed on: 6th April 2026

I’ve had a genuinely positive experience with PayPal...

I’ve had a genuinely positive experience with PayPal’s customer care. Whenever I’ve needed help—whether it was resolving a transaction issue or getting clarity on account details—the support team has been responsive, patient, and professional. What stood out most was how easy they made the process. The guidance was clear, and they followed up to ensure everything was sorted, which gave me a lot of confidence in using the platform. It’s reassuring to know that if something goes wrong, there’s a reliable team ready to step in and help quickly. Overall, PayPal’s customer service adds real value to the experience, making online transactions feel much more secure and stress-free. Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews
Buy Now Pay Later
from Etika 4.78 from 663 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3711 reviews
Credit card
from PayPal 4.90 from 81 reviews
PayPal Credit
from PayPal 4.90 from 104268 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub