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PayPal: Pay in 3 reviews

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4.93
Based on 49,999 reviews, last reviewed 13th May 2026
2608200% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Needed to purchase PayPal helped Needed to purchase an item but did not have the funds to hand. PayPal helped Reviewed on: 13th May 2026
Rob's avatar
Rob

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49999)

Excellent

5
Always good never had a problem prefer using PayPal Reviewed on: 6th April 2026
Niel Locke's avatar
Niel Locke

I’ve been using PayPal for many years, safe and secure!

5
I’ve been using PayPal for many years, safe and secure! Love the PayPal + rewards Reviewed on: 6th April 2026
David B's avatar
David B

Easy and helpful

5
Very easy and fast to apply and i can see everything in the app (due date, amount of payments left, how much to pay etc). Reviewed on: 6th April 2026
DP's avatar
DP

Great features available

5
Been using it for a while now and it is a good way to pay for stuff and planning for it. Reviewed on: 6th April 2026
Leslie Sequeira's avatar
Leslie Sequeira

Easy to use & straightforward.

5
Easy to use & straightforward. It helps to be able to spread the cost over several payments. Reviewed on: 6th April 2026
paulb's avatar
paulb

Bossing it!

5
Easy checkout and spreads the cost in challenging times. Making life less stressful. Reviewed on: 6th April 2026
Mothomas's avatar
Mothomas

Decided on a late Xmas/New Year break for family.

5
Decided on a late Xmas/New Year break for family. PayPal provided a quick loan and easy repayment plan. Took less than 5 minutes. Job done! Reviewed on: 6th April 2026
Ray's avatar
Ray

Top service

5
Excellent service and accepted at a lot more places than others offering the same service, get information on deliveries and when a payment is due, and give you time to pay which is very handy Reviewed on: 6th April 2026
George preston's avatar
George preston

Easy, fast, reliable

5
It's a great option to have, especially during festive seasons. No additional charges. A much easier and faster option than setting up a 'buy now and pay later' with any other company. PayPal have always been a very reliable company. Reviewed on: 6th April 2026
Leanne Stairs's avatar
Leanne Stairs

Fast and easy to use and customer service are always...

5
Fast and easy to use and customer service are always happy to help and solve problems fast even though I have only had to contact them about 3 times in the last 10 years. Reviewed on: 6th April 2026
Fozia A's avatar
Fozia A

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