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PayPal: Pay in 3 reviews

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4.93
Based on 50,498 reviews, last reviewed 13th May 2026
2654500% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 Changed My Budgeting PayPal Pay in 3 has been really helpful for me financially because it allows me to split payments instead of paying everything upfront at once. I’ve u... Read more Reviewed on: 13th May 2026
Stephanie Quezada's avatar
Stephanie Quezada

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (50498)

Very handy tool for splitting payments over three mo...

5
Very handy tool for splitting payments over three months with no interest to pay which is great. Reviewed on: 6th April 2026
Olivia K's avatar
Olivia K

Very useful way of spreading the cost of smaller pur...

5
Very useful way of spreading the cost of smaller purchases. Reviewed on: 6th April 2026
Cathy B's avatar
Cathy B

I will not use any other way to pay for thing's onli...

5
I will not use any other way to pay for thing's online as I know if there is any problems PayPal will help sort it out Reviewed on: 6th April 2026
Linda W's avatar
Linda W

Smooth efficient enjoy using for my every day shoppi...

5
Smooth efficient enjoy using for my every day shopping like to have option of pay in 3 i use often without the need to know my card details highly recommend Reviewed on: 6th April 2026
lilianna k's avatar
lilianna k

I've used this for a couple of years.

5
I've used this for a couple of years. It's a fantastic service, and I'll be keeping this going for the foreseeable. Even with purchases I can afford outright, it's that trick of the mind in splitting the costs that keeps me using it. For better or worse. Reviewed on: 6th April 2026
Aimee L's avatar
Aimee L

Good stuff!

5
everytime ive had an issue with a seller paypal sorted it quickly, paypal makes online shopping stress free even when dealing with people that are just after quick money and doing dodgy deals, you get your money back from paypal if the seller messes you about, very pleased with using paypal, the pay in 3 option is fantastic it helps so much Reviewed on: 6th April 2026
Peter H's avatar
Peter H

I use PayPal since 2010 and d never had any...

5
I use PayPal since 2010 and d never had any problems Reviewed on: 6th April 2026
Gabriella T's avatar
Gabriella T

Versatile money product

5
Good products from Credit Cards, Debit Cards and interest free offers. Reviewed on: 6th April 2026
DannyN's avatar
DannyN

I have always been extremely pleased with PayPal

4
I have always been extremely pleased with PayPal Reviewed on: 6th April 2026
Sylvia H's avatar
Sylvia H

Live the 4 months 0% on credit card

5
Live the 4 months 0% on credit card Reviewed on: 6th April 2026
Peter O's avatar
Peter O

Review PayPal: Pay in 3 now

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