Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,516 reviews, last reviewed 13th May 2026
2656000% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Pretty simple to apply for pay in 3. Pretty simple to apply for pay in 3. Would like to be able to change payment date a day or two in case of emergency Reviewed on: 13th May 2026
Angie C's avatar
Angie C

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50516)

Great all round service

5
Great updates on purchases and refunds and there for you if something goes wrong (claims) - all made as easy as possible. Reviewed on: 6th April 2026

Very fast and easy for payments.

5
Very fast and easy for payments. Ability to pay in 0% intrest installments. helpful in ritical financial situations. Reviewed on: 6th April 2026

Versitile, flexible and secure

5
I find PayPal versitile , flexible and easy to use. Especially the ability to send payments to friends, family and business transactions. I like the security of not having to give my account details again and again to pay online to companies which may or may not have good security. Reviewed on: 6th April 2026

PayPal is an easy way to buy stuff whilst keeping a...

5
PayPal is an easy way to buy stuff whilst keeping a record of what you’ve bought and the pay in three option for more expensive items is great Reviewed on: 6th April 2026

Pay in 3

5
.Pay in three helps to spread the cost of products which you may or may not be able to.pay in.ine payment. Reviewed on: 6th April 2026

Very easy/simple to use.

5
Very easy/simple to use. Has strong security thereby creating the sense of protection when using it. Reviewed on: 6th April 2026

The experience has always been seamless.

5
The experience has always been seamless. Reviewed on: 6th April 2026

Always great so go for it

5
Always great i would recommend. I use all the time Reviewed on: 6th April 2026

Very handy tool for splitting payments over three mo...

5
Very handy tool for splitting payments over three months with no interest to pay which is great. Reviewed on: 6th April 2026

Very useful way of spreading the cost of smaller pur...

5
Very useful way of spreading the cost of smaller purchases. Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review