Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 51,267 reviews, last reviewed 16th May 2026
2726900% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use, would recommend for services to be linked Reviewed on: 16th May 2026
Marcell's avatar
Marcell

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (51267)

Using PayPal for a very long time.

5
Using PayPal for a very long time. Never had a data leak. Reviewed on: 6th April 2026
Anna V's avatar
Anna V

Pay in 3 a good service

5
Pay in 3 a good service if you want to butget for a while Reviewed on: 6th April 2026
Michael Porter's avatar
Michael Porter

Always use Paypal

5
I've never had any issues with paypal they have always been the best way for me to make payments and not worry it. Reviewed on: 6th April 2026
Michelle Harrison's avatar
Michelle Harrison

Quick,easy and trustworthy .

5
Quick,easy and trustworthy . Good reliable way to spread cost with no interest Reviewed on: 6th April 2026
BillH's avatar
BillH

Started to use PayPal after bank card scammed

5
I used PayPal a long time ago but only a couple of times. I stopped. I then started to use following a breach/scsm on my debit cards.. I read through all information and security using PayPal is easier and safer for my purchases online great .. Reviewed on: 6th April 2026
Sue G's avatar
Sue G

Never had any issues.

5
Never had any issues. Works well. Secure. Can add a payment card. Able to keep a balance. Offers protection. Safe solution for online shopping. Easy to send money to others. Reviewed on: 6th April 2026
Lee C's avatar
Lee C

GreatGreat

5
Great, very helpful and stress free Reviewed on: 6th April 2026
Charlotte 's avatar
Charlotte

Review title

4
Great service, nonexistent customer service, when your problem doesn't fit in a box, you are ignored. Need a human to talk to, forget it Reviewed on: 6th April 2026
Simon Feasey's avatar
Simon Feasey

Always helpful when I need assistance and support fr...

5
Always helpful when I need assistance and support from start to finish Reviewed on: 6th April 2026
Ann 's avatar
Ann

Reputable service; financial calm

5
PayPal is reputable so you know you're using a quality platform. The pay in 3 really helps you get a grip of your finances whilst being able to enjoy a bigger spend without the worry. Reviewed on: 6th April 2026
SamuelHinch's avatar
SamuelHinch

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill